Money IQ: Net Worth & AI Coach
Benjamin Harvey
Money IQ is the AI money coach for people building a life worth flexing. Link a bank and watch your net worth climb — a real number, tracked daily, moving in the right direction. Not a spreadsheet. Not homework. A scoreboard for the life you're building. Money IQ reads your actual bank and card transactions and turns them into an edge: an AI coach that knows exactly where your money is going and calls it straight — no draining quiz, no generic advice, no forms before you see anything real. What's inside: • Net worth, tracked daily — a live line trending up, not a static balance you check once a month • EARN — pick a way to make extra money (reselling, gig work, content, selling what you own, quick cash) and get a step-by-step playbook sized to your situation, not a course — works free, before you link a bank • AI coach on your real numbers — blunt, specific, and always pulled from your actual transactions, never a script • Leak detection — finds the subscriptions and recurring charges quietly draining you, so that money goes toward your number instead of disappearing into an app you forgot you pay for • Cash flow, mapped clearly — know what's coming in and going out before it surprises you • Spending guardrails — protect the climb without living inside a budget • One clear move each week — the single next step that keeps you compounding, not a to-do list No guru. No course. No promises about what your money will do — just your real numbers, read straight, working for one goal: keep the number climbing. Money IQ connects through Plaid — bank-level encryption, read-only access. It can see your transactions. It can never move your money. Your data is never sold. Building something worth flexing? Money IQ keeps score.
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