Monthly Wallet Watch: Budget
Umit Caglayan Kirkoc
See your whole budget on one screen: income, expenses, loans, credit cards, bills and savings together. No account, no internet — your data stays on your phone. YOUR REAL MONTHLY BALANCE AT A GLANCE • Received income, paid and upcoming amounts, and your true net balance • Balance carried over from previous months is calculated for you • Look back at past months and see six months ahead EXPENSE & SPENDING TRACKING • One-time, recurring and installment expenses • Mark each installment as paid separately • Spending by category with monthly budget limits (custom categories included) LOANS & CREDIT CARDS • Loan installments, the full payment plan and remaining debt • Early payoff calculator: see how many months and how much interest extra or lump-sum payments save • Credit card limit, balance, minimum payment and due date BILLS & REMINDERS • Regular payments like electricity, water, internet and rent • Reminders on the due day and the day before for bills, loan installments, cards and expected income • Home screen widget shows this month's balance without opening the app SAVINGS & GOALS • Savings accounts kept separate from your main balance • Goals like a vacation, a car or an emergency fund, and when you'll reach them PRIVACY FIRST • 100% offline: no account, no sign-up, no server • No data collected; no ads, no tracking • Optional Face ID lock • Export your data as JSON anytime Turkish and English · ₺, $, € and £
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