Lumi: Budget & Expense Tracker
Andrii Hermanov
Most people quit expense tracking within a week. Not because they don't care — because it takes too much effort. LOG AN EXPENSE FASTER THAN UNLOCKING YOUR PHONE Just pay by card and Lumi log $12 for lunch — Lumi adds it instantly, no app to open, no categories to pick. The Shortcut is built in from day one. Track spending while paying, walking, or mid-conversation. —————————————————————— LUMI — YOUR AI MONEY FRIEND Stop asking "where did my money go?" Lumi tracks your spending, learns your patterns, and gives you real insights — without the spreadsheet. —————————————————————— SCAN RECEIPTS. SKIP THE TYPING. Point your camera at any receipt and Lumi reads it for you — merchant, amount, date, category. Captured in one tap. No more wondering what that $47 charge was for three weeks later. —————————————————————— AI THAT NOTICES WHAT YOU DON'T Every week, Lumi analyzes your habits and tells you what actually matters. Not just charts — real observations like "You spent 38% more on dining this month" or "You're on track to reach your savings goal two weeks early." It feels less like a finance app and more like a smart friend who actually looks at your numbers. —————————————————————— BUDGETS THAT STAY OUT OF YOUR WAY Set spending limits by category — groceries, subscriptions, eating out. Lumi warns you before you overspend, not after. Visual progress bars make it obvious where you stand at a glance, every day. —————————————————————— SAVE TOWARD WHAT MATTERS Create goals for anything: a vacation, an emergency fund, new gear. Watch your progress grow with every deposit. Lumi projects your finish date and adjusts as you go. —————————————————————— YOUR FINANCIAL HEALTH SCORE One number that reflects how well you're managing money — based on savings rate, budget adherence, spending consistency, and income balance. See what's pulling it down. Watch it climb. —————————————————————— BUILT TO FEEL GOOD TO USE Glass-effect interface. Light and dark modes. Home screen widgets. Apple Watch support. Multi-currency for travelers. A design that makes finance feel less like homework. —————————————————————— LUMI PREMIUM — FREE TRIAL, NO CARD REQUIRED • Unlimited receipt scanning with AI • Unlimited budgets & savings goals • Weekly AI spending insights • Financial health score • Siri Shortcut for instant logging • Export reports to PDF • Multi-currency tracking Start your free trial today. No payment info required to begin. DESIGNED FOR REAL LIFE You don't need a finance degree. You don't need to link your bank. You just need to know where your money goes — and Lumi makes that effortless. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/