Mixx Sénégal

Mixx – Your All-in-One Financial Super App
With the Mixx app, everything you need is at your fingertips.
Enjoy a simple, secure, and connected way to manage your finances—anytime, anywhere.
Mixx helps you stay in control of your money with ease. Whether you're sending money, paying bills, or shopping, Mixx offers a seamless and reliable experience.
Key Features
- Instant Money Transfers
- Simplified Bill Payments
- QR Code Payments
- Merchant Services
 Manage multiple merchant accounts
 Generate QR codes for quick payments
 Cancel transactions when needed
 Track your earnings in real time
- Lending Services (available only in Senegal)
Banking Partner: Cofina
Technical Operator: Mixx Senegal
Mixx offers digital microcredit services through its approved banking partner, Cofina. The following details describe the general loan terms and conditions applicable within the application.
Loan services are available exclusively in Senegal. The Mixx Senegal application can only be used with a valid Senegalese phone number (+221).
Loan Terms
• Minimum/Maximum Amount
• Minimum Loan Amount: 1,000 FCFA
• Maximum Loan Amount: 300,000 FCFA
• Minimum Repayment Period: 30 days
• The repayment period for this loan, offered in partnership with Cofina, is 30 days.

• Repayment remains flexible: the customer can repay at any time after activation or wait until the due date, without additional fees or interest.

• Maximum Repayment Period: 365 days
• Maximum Annual Percentage Rate (APR): 24% per year (this rate is set by the BCEAO within the WAEMU zone for microfinance institutions).

• Interest rate: up to 7% per month
• Penalty fee: up to 5% per month on overdue amounts
Example (illustrative):
• Loan amount: 1,000 FCFA
• Monthly interest (7%): 70 FCFA
• Total amount to repay: 1,140 FCFA
Disbursement and repayment
• The loan amount is directly deposited into the customer's Mixx account.

• Repayments can be made voluntarily by the customer before the due date.

• Late payments may incur additional penalty fees, as indicated above.
Mixx does not provide loans directly. All credit is offered by our banking partner, Cofina, a regulated financial institution. Mixx serves only as a technical platform to facilitate access to these services.

- Additional features
Cash withdrawal anytime
Withdraw cash from Mixx agents or ATMs.

Transaction Tracking
Track your transactions and account activity in real time, and easily view your transaction history.
Refer & Earn
Invite your friends to join the app and earn rewards every time they sign up and start using it.
Required Permissions
 Location: to find nearby agents and merchants
 Camera: to scan QR codes
 Contacts: to easily send money
 Notifications: to receive updates and reminders

Data Privacy and Security
Mixx only collects the data necessary to provide its services. All personal and financial data is encrypted and stored securely in accordance with applicable regulations.

Contact
Support: 201123
Email address: Backoffice@mixx.sn
Website: https://yas.sn/mixx-by-yas/
Address: Ngor Almadie Corniche Front de Mer Villa 274