ОТП Банк Онлайн

OTP Bank's mobile banking app is a convenient app for accessing all of the bank's services. Open and manage accounts, cards, receive and transfer funds, and manage your savings. Using the app, you can apply for loans, make payments, transfer money by phone number, contact customer support, and manage cashback.

⭐️Download the bank's mobile app from Google Play and gain access to remote financial solutions online. Manage your finances 24/7. All online banking features are available in the convenient OTP Bank app.

💳Cards
Apply for a free card with cashback now! Explore the terms and conditions of debit cards and apply for a card in the app.
- Set card limits to save money and maintain financial discipline.
- Find the nearest ATM or bank office.
- Withdraw cash without fees from OTP Bank ATMs or other financial institutions.
- Monitor your cashback accrual and balance, and manage your cashback.
- Receive information about your account and card details.
- Top up your debit cards commission-free – with cash at ATMs or by transferring funds from accounts at other banks.
- Order a statement showing all card transactions for the specified period.
Monitor your account balance and transactions by viewing your balance and transaction reports. Ensure security by setting a PIN and changing it if necessary.

💵Loans
Using mobile banking, you can apply for any credit product – cards, consumer loans, and car loans. The app provides information on terms, interest rates, limits, terms, and grace periods for credit cards.
- Review your outstanding balance, repayment terms, payment schedule, and payment amounts.
- Make loan payments through online banking.
- Full or partial loan repayment.
- Request certificates of no debt after loan repayment.

💰Deposits and Savings
If you install the mobile banking app, you can open deposits in both rubles and foreign currencies, as well as exchange currencies. You can review information about deposit terms, withdrawal and replenishment options, interest rates and terms, and deposit rules. An online calculator is available to calculate your deposit income. Using the app, you can:
- Open a foreign currency or ruble deposit, or a savings account in multiple currencies.
- Top up your deposit or partially withdraw funds, if your banking product offers this option.
- Activate automatic extension.
- Withdraw interest in accordance with the terms of the agreement.

⚡Payments
Using the OTP Bank app, you can:
- Make regular payments – for utilities, mobile communications, and internet.
- Pay taxes and fines.
- Pay for mobile phone services without selecting a carrier.
- Make payments using QR codes.
- Connect a card for convenient contactless card payments via phone.
Online banking allows you to set up automatic payments. The required amount will be debited on the right day, eliminating the risk of forgetting an important payment. You can also set up payment templates by pre-filling the required details.

📱You can make card-to-card transfers:
- Between your cards and accounts.
- To cards and accounts of other Russian banks.
- Commission-free payments are available using your phone number.

✅ Financial Control and Management
To effectively manage your finances, monitor your balance, and receive accurate information about your income and expenses:
- Set up transaction notifications.
- Receive expense charts for specific periods.
- Categorize transactions and analyze key expense items.

Have a problem or an idea? Tell us: online@otpbank.ru, +7 495 775-4-775, 0707 (Free calls from mobile phones for Beeline, Megafon, MTS, and Tele2 subscribers).
© 2019–2026 OTP BANK JSC
Bank of Russia General License No. 2766 dated November 27, 2014.