Pulse Cash

Pulse Cash is a digital loan application designed to provide eligible users in Ghana with access to short-to-medium term loan services through a structured and transparent process. All loan information, fees, and repayment details are clearly disclosed before confirmation, allowing users to make informed financial decisions.

Loan Information
Loan Amount: GHC 500 – GHC 7,000
Loan Tenure: 120 – 270 days
Maximum Annual Percentage Rate (APR): up to 24%
Service Fee: 1% of the loan amount
Interest is calculated based on the loan tenure and disclosed in advance. No hidden charges are applied.

Loan Example
Loan Amount: GHC 1,000
Loan Tenure: 120 days
Annual Interest Rate: 24%
Interest for 120 days (approximately 1/3 year): GHC 1,000 × 24% × (120 / 360) = GHC 80
Service Fee (1%): GHC 10
Total Repayment Amount: GHC 1,000 + GHC 80 + GHC 10 = GHC 1,090
All values above are calculated strictly based on the stated terms.

Eligibility Requirements
To apply for a loan, users must:
Be between 20 and 60 years old
Be a resident of Ghana
Have a valid local electronic wallet in their own name
Complete identity and basic eligibility verification

Key Features
Clear disclosure of loan terms and repayment details
Digital application and review process
Fixed service fee structure
Repayment schedule shown before confirmation

Pulse Cash focuses on responsible lending practices and complies with applicable local requirements. Loan approval and terms are subject to eligibility assessment.

Contact Information
For inquiries or support, please contact:
Email: mail@timbafin.com