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Lucrezia
Need an online loan to your account, but your payday is still a long way off? This app compares loans from trusted lenders in Poland: complete a single application, compare offers, and receive the money in your account in minutes.
💳 Loan to your account without unnecessary formalities
All you need is an ID card, no proof of income or guarantors required. Some lenders offer loans without a credit check (BIK), so loans are also available to those with credit history. The money is deposited into your account at any bank immediately after your application is approved, and you'll receive the decision within minutes.
⏰ Fast online loan 24/7
Not enough money to payday? Apply for a loan online anytime: the service is open 24/7, excluding weekends and holidays. The transfer takes 5 minutes after approval, and the amount ranges from PLN 500 to PLN 15,000. Fast loans are available even at night and on weekends, as companies process applications 24/7.
🆓 First Loan for Free
Many companies offer their first loan at 0% interest, with no interest or hidden fees. The app will display current promotions with zero interest for new customers, so you can check out the service without overpaying.
💼 Online Loans and Installment Loans – Who's Available?
Anyone 18 years of age or older with an ID card can apply for a bank loan. The service helps find offers for customers with varying credit histories. Choose from short-term payday loans and installment loans spread over a longer period, with a single fixed monthly payment.
📊 How It Works
Enter the amount and term, compare bank loans from several companies on a single screen, and complete a short application. Your application is sent directly to several companies: you'll see a list of those who have approved it, and you can choose the best offer. The money will be deposited into your account within minutes.
✅ Why it's worth it?
The app only features licensed lending companies registered in Poland. Comparing offers is free, with no commission or subscription fees. Your data is not shared with third parties. You can see the total cost of the loan before signing the agreement: interest rate, term, and repayment amount.
⚠️ The app is an independent financial comparison tool and is not affiliated with any bank or lending company. All names and trademarks mentioned are the property of their respective owners. Evaluate your financial capabilities before entering into an agreement.
Representative Example
Loan amount: PLN 2,000. Repayment period: 90 days. Nominal interest rate: 7.2% per annum. Interest: PLN 36. Commission: PLN 249. Total loan cost: PLN 285. Total amount payable: PLN 2,285. Annual Percentage Rate (APR), for this example: 71.6%.
Terms
Minimum repayment period: 62 days. Maximum repayment period: 365 days. Loan amount: from PLN 500 to PLN 15,000. Maximum annual percentage rate (APR), including interest and all commissions and costs per year, expressed as APR: 126%. Minimum annual percentage rate (Annual Percentage Rate - APR): 7.4%. Maximum nominal interest rate: 18.5% per year, in line with the maximum interest. Non-interest loan costs do not exceed the statutory limit: 10% of the loan amount plus 10% for each year of the loan, up to a maximum of 45%. Late repayment accrues maximum default interest in accordance with the Civil Code. No other fees or commissions.
💳 Loan to your account without unnecessary formalities
All you need is an ID card, no proof of income or guarantors required. Some lenders offer loans without a credit check (BIK), so loans are also available to those with credit history. The money is deposited into your account at any bank immediately after your application is approved, and you'll receive the decision within minutes.
⏰ Fast online loan 24/7
Not enough money to payday? Apply for a loan online anytime: the service is open 24/7, excluding weekends and holidays. The transfer takes 5 minutes after approval, and the amount ranges from PLN 500 to PLN 15,000. Fast loans are available even at night and on weekends, as companies process applications 24/7.
🆓 First Loan for Free
Many companies offer their first loan at 0% interest, with no interest or hidden fees. The app will display current promotions with zero interest for new customers, so you can check out the service without overpaying.
💼 Online Loans and Installment Loans – Who's Available?
Anyone 18 years of age or older with an ID card can apply for a bank loan. The service helps find offers for customers with varying credit histories. Choose from short-term payday loans and installment loans spread over a longer period, with a single fixed monthly payment.
📊 How It Works
Enter the amount and term, compare bank loans from several companies on a single screen, and complete a short application. Your application is sent directly to several companies: you'll see a list of those who have approved it, and you can choose the best offer. The money will be deposited into your account within minutes.
✅ Why it's worth it?
The app only features licensed lending companies registered in Poland. Comparing offers is free, with no commission or subscription fees. Your data is not shared with third parties. You can see the total cost of the loan before signing the agreement: interest rate, term, and repayment amount.
⚠️ The app is an independent financial comparison tool and is not affiliated with any bank or lending company. All names and trademarks mentioned are the property of their respective owners. Evaluate your financial capabilities before entering into an agreement.
Representative Example
Loan amount: PLN 2,000. Repayment period: 90 days. Nominal interest rate: 7.2% per annum. Interest: PLN 36. Commission: PLN 249. Total loan cost: PLN 285. Total amount payable: PLN 2,285. Annual Percentage Rate (APR), for this example: 71.6%.
Terms
Minimum repayment period: 62 days. Maximum repayment period: 365 days. Loan amount: from PLN 500 to PLN 15,000. Maximum annual percentage rate (APR), including interest and all commissions and costs per year, expressed as APR: 126%. Minimum annual percentage rate (Annual Percentage Rate - APR): 7.4%. Maximum nominal interest rate: 18.5% per year, in line with the maximum interest. Non-interest loan costs do not exceed the statutory limit: 10% of the loan amount plus 10% for each year of the loan, up to a maximum of 45%. Late repayment accrues maximum default interest in accordance with the Civil Code. No other fees or commissions.
Developer email
lucreziafiorelli@gmail.com
Current version
1.0.1
Android version
8.0
Screenshots
