PlataFlash Préstamo
EQUINOXIA E.I.R.L.
PlataFlash is a personal loan application offered by EQUINOXIA E.I.R.L., aimed at residents of Peru over 18 years of age with a valid Peruvian ID, a Peruvian bank account, and stable employment. The process is 100% digital: you register your information, submit your application, and receive a responsible evaluation. The final terms (amount, interest rate, and repayment period) depend on your evaluation and the loan agreement.
* Company: EQUINOXIA E.I.R.L. (Tax ID: 20613668293)
* Website: https://www.equinoxiaeirl.com/
* Customer Service: contacto@equinoxiaeirl.com
1) Key Product Information
Currency: Peruvian Soles (PEN)
Loan Amount: S/ 100 – S/ 5,000
Term: 91 – 365 days
Reference Daily Interest Rate: 0.06% – 0.08% (depending on evaluation)
Maximum Annual Percentage Rate (APR): 29.2%
Other Costs: No other charges apply. Before confirming, the app displays the total amount due and the payment plan.
Disbursement Time: Approval and deposit may vary depending on bank processing.
2) Illustrative Example (non-binding)
Amount: S/ 1,000
Term: 120 days
Daily Rate: 0.07% (equivalent to an approximate annual nominal reference rate of 25.55%)
Estimated Total Interest: S/ 84
Estimated Total Amount to Pay: S/ 1,084
Note: This is a reference example. Your actual terms (rate, term, and total amount to pay) may vary according to your evaluation and the contract.
3) Application Requirements
Be over 18 years of age and reside in Peru
Have a valid National Identity Document (DNI)
Have a Peruvian bank account
Have stable employment and verifiable information
4) How it Works
Register and review the privacy policy and terms.
Complete your personal and employment information in the app.
Receive the evaluation and review the details of the amount, rate, term, and total amount to pay.
If you agree, confirm and the funds will be deposited into your bank account in Peru (processing times may vary depending on the bank).
Manage your payments, check your statements, and contact support within the app.
5) Payments and Compatible Banks
Payment method: bank transfer (the app will show you the account details and instructions).
Compatible banks and channels: BCP, Interbank, BBVA, Yape, among others.
Processing times may vary depending on the bank or channel; follow the instructions within the app.
6) Data and Compliance
We encrypt data during transmission.
You can request the deletion of your account and data through the app or by email (according to applicable regulations).
We apply a responsible credit assessment. In case of late payment, the terms of the contract will apply. No additional charges other than interest are applied.
7) Support and Contact
Website: https://www.equinoxiaeirl.com/
Email: contacto@equinoxiaeirl.com
Hours: Mon–Fri 9:00–18:00 (GMT-5)
8) User Recommendations
Carefully review the interest rate, term, payment plan, and contract before confirming.
Use credit responsibly and pay on time to maintain a good credit history.
* Company: EQUINOXIA E.I.R.L. (Tax ID: 20613668293)
* Website: https://www.equinoxiaeirl.com/
* Customer Service: contacto@equinoxiaeirl.com
1) Key Product Information
Currency: Peruvian Soles (PEN)
Loan Amount: S/ 100 – S/ 5,000
Term: 91 – 365 days
Reference Daily Interest Rate: 0.06% – 0.08% (depending on evaluation)
Maximum Annual Percentage Rate (APR): 29.2%
Other Costs: No other charges apply. Before confirming, the app displays the total amount due and the payment plan.
Disbursement Time: Approval and deposit may vary depending on bank processing.
2) Illustrative Example (non-binding)
Amount: S/ 1,000
Term: 120 days
Daily Rate: 0.07% (equivalent to an approximate annual nominal reference rate of 25.55%)
Estimated Total Interest: S/ 84
Estimated Total Amount to Pay: S/ 1,084
Note: This is a reference example. Your actual terms (rate, term, and total amount to pay) may vary according to your evaluation and the contract.
3) Application Requirements
Be over 18 years of age and reside in Peru
Have a valid National Identity Document (DNI)
Have a Peruvian bank account
Have stable employment and verifiable information
4) How it Works
Register and review the privacy policy and terms.
Complete your personal and employment information in the app.
Receive the evaluation and review the details of the amount, rate, term, and total amount to pay.
If you agree, confirm and the funds will be deposited into your bank account in Peru (processing times may vary depending on the bank).
Manage your payments, check your statements, and contact support within the app.
5) Payments and Compatible Banks
Payment method: bank transfer (the app will show you the account details and instructions).
Compatible banks and channels: BCP, Interbank, BBVA, Yape, among others.
Processing times may vary depending on the bank or channel; follow the instructions within the app.
6) Data and Compliance
We encrypt data during transmission.
You can request the deletion of your account and data through the app or by email (according to applicable regulations).
We apply a responsible credit assessment. In case of late payment, the terms of the contract will apply. No additional charges other than interest are applied.
7) Support and Contact
Website: https://www.equinoxiaeirl.com/
Email: contacto@equinoxiaeirl.com
Hours: Mon–Fri 9:00–18:00 (GMT-5)
8) User Recommendations
Carefully review the interest rate, term, payment plan, and contract before confirming.
Use credit responsibly and pay on time to maintain a good credit history.
Developer email
contacto@equinoxiaeirl.com
Developer website
https://www.equinoxiaeirl.com/Current version
1.1.6
Android version
7.0
Screenshots
