Netcredit

For new customers, no fees for the first 30 days!
Netcredit is a credit card with limits from PLN 500 to PLN 20,000.

One simple online application and full control over your limit in the mobile app.
Your extra cash is always at hand.

Download the app and have extra cash when you need it:
 1. Extra cash available at any time
 2. Quick access to your limit, simple management, and zero paperwork
 3. Balance, card details, transaction history, and customer profile in one place
 4. Pay how you want, wherever you want – with a virtual or plastic card, online, in-store, or contactless

Netcredit – convenient finance management on your phone.

The Netcredit mobile app allows you to apply for a card, check your available limit, control costs, make payments, and conveniently manage your finances all in one place.

Representative example for a Netcredit Credit Card Credit Limit of PLN 1,000.00: Annual Percentage Rate (APR) is 38.97% (calculated as at March 5, 2026); total limit amount: PLN 1,000.00; annual variable interest rate: 14.50%; total cost: PLN 290.06, including: Commission PLN 180.40, Interest PLN 109.66; contract period: 360 days; total amount to be repaid: PLN 1,290.06.