Calculette Prêt Immo
Alex Munteanu
Mortgage Loan Calculator lets you perform real estate simulations specific to France 🏡:
• Simulate mortgage loans with current market rates
• View market rates 📊
• Stay up-to-date with real estate news
• View past DVF real estate sales on a map 🌍
📌 Real Estate Simulations - Free Version
🔹 Borrowing Capacity Simulation 💰
Calculates the maximum purchase price based on income and current market rates without exceeding the maximum debt-to-income ratio.
Takes into account any existing loans and down payment. An option allows you to simulate a bridging loan.
Additional fees (such as notary fees) are calculated, as well as the monthly payment and repayment schedule.
🔹 Loan Smoothing Simulation 🔄
Simulates two smoothed loans: a short-term loan and a long-term loan with an option to simulate a 2025+ zero-interest loan.
Takes into account the down payment and calculates the debt-to-income ratio based on income.
Monthly payments for each period of the smoothed loan are calculated, as well as the repayment schedule for each.
🔹 Property Purchase Simulation 🏠
Simulates the ability to purchase a specific property: based on the property price, calculates the loans and the debt-to-income ratio based on income.
This includes a cost section with the price of the property to be purchased, application fees, and other automatically calculated fees.
Also simulates a bridging loan.
🔹 Monthly Payment Calculation Simulation
Simple simulation calculating the monthly payment using market rates based on the loan amount.
🔹 Early Repayment Simulation 💵
For an existing loan, calculates the monthly payment and interest after repaying a given amount.
Early repayment penalties are also calculated, as well as the interest saved.
🔹 Loan Refinancing Simulation
Calculates the profitability of refinancing: the number of months it will take for the refinancing fees and interest paid to be lower with the new loan.
Given an existing loan, a new interest rate, and a new term, it shows whether refinancing is profitable and how many months it would take to recoup the investment.
🔹 Loan Scale Simulation by Salary 💼
Simple simulation calculating the maximum loan amount, monthly payment, and purchase costs for different salary scales.
📌 Real Estate Simulations - Pro Version
🔸 Loan Tracking
Track one or more loans for a property: using loan data, it displays the percentage and amount already repaid, the next payment due date (with a repayment schedule), and the remaining principal.
It also calculates whether a bridging loan is possible based on the property's repayment percentage.
🔸 Financing Plan Simulation
The most comprehensive real estate simulation with support for multiple combined loans, including costs (property price, other fees, application fees), down payment, and borrowing capacity based on income.
Three loan options are available: a fixed-rate loan, a smoothed-rate loan including a zero-interest loan (PTZ), or a bridging loan.
Acquisition costs are also calculated, and existing loans are factored into the debt-to-income ratio.
📌 Market Mortgage Rates 📈
The Rates tab allows you to estimate rates based on current market rates. The free version includes weekly broker rates, rates from the previous 3 months, usury rates, ECB key interest rates, and historical rates.
🔸 The Pro version adds daily broker rates and the best rates, as well as the option to be notified when rates change based on a chosen percentage.
📌 Real Estate News 📰
The app also provides a News tab with real estate information to keep you up-to-date on the latest news.
📌 Past Real Estate Sales (DVF)
The Sales tab displays real estate sales since 2018 on a map, including satellite view and plot details.
The year-over-year price per square meter in the area is also displayed.
• Simulate mortgage loans with current market rates
• View market rates 📊
• Stay up-to-date with real estate news
• View past DVF real estate sales on a map 🌍
📌 Real Estate Simulations - Free Version
🔹 Borrowing Capacity Simulation 💰
Calculates the maximum purchase price based on income and current market rates without exceeding the maximum debt-to-income ratio.
Takes into account any existing loans and down payment. An option allows you to simulate a bridging loan.
Additional fees (such as notary fees) are calculated, as well as the monthly payment and repayment schedule.
🔹 Loan Smoothing Simulation 🔄
Simulates two smoothed loans: a short-term loan and a long-term loan with an option to simulate a 2025+ zero-interest loan.
Takes into account the down payment and calculates the debt-to-income ratio based on income.
Monthly payments for each period of the smoothed loan are calculated, as well as the repayment schedule for each.
🔹 Property Purchase Simulation 🏠
Simulates the ability to purchase a specific property: based on the property price, calculates the loans and the debt-to-income ratio based on income.
This includes a cost section with the price of the property to be purchased, application fees, and other automatically calculated fees.
Also simulates a bridging loan.
🔹 Monthly Payment Calculation Simulation
Simple simulation calculating the monthly payment using market rates based on the loan amount.
🔹 Early Repayment Simulation 💵
For an existing loan, calculates the monthly payment and interest after repaying a given amount.
Early repayment penalties are also calculated, as well as the interest saved.
🔹 Loan Refinancing Simulation
Calculates the profitability of refinancing: the number of months it will take for the refinancing fees and interest paid to be lower with the new loan.
Given an existing loan, a new interest rate, and a new term, it shows whether refinancing is profitable and how many months it would take to recoup the investment.
🔹 Loan Scale Simulation by Salary 💼
Simple simulation calculating the maximum loan amount, monthly payment, and purchase costs for different salary scales.
📌 Real Estate Simulations - Pro Version
🔸 Loan Tracking
Track one or more loans for a property: using loan data, it displays the percentage and amount already repaid, the next payment due date (with a repayment schedule), and the remaining principal.
It also calculates whether a bridging loan is possible based on the property's repayment percentage.
🔸 Financing Plan Simulation
The most comprehensive real estate simulation with support for multiple combined loans, including costs (property price, other fees, application fees), down payment, and borrowing capacity based on income.
Three loan options are available: a fixed-rate loan, a smoothed-rate loan including a zero-interest loan (PTZ), or a bridging loan.
Acquisition costs are also calculated, and existing loans are factored into the debt-to-income ratio.
📌 Market Mortgage Rates 📈
The Rates tab allows you to estimate rates based on current market rates. The free version includes weekly broker rates, rates from the previous 3 months, usury rates, ECB key interest rates, and historical rates.
🔸 The Pro version adds daily broker rates and the best rates, as well as the option to be notified when rates change based on a chosen percentage.
📌 Real Estate News 📰
The app also provides a News tab with real estate information to keep you up-to-date on the latest news.
📌 Past Real Estate Sales (DVF)
The Sales tab displays real estate sales since 2018 on a map, including satellite view and plot details.
The year-over-year price per square meter in the area is also displayed.
Developer email
support@goldenpi.net
Developer website
https://goldenpi.net/calculette-pret-immo/Released
May 26, 2024
Current version
133
Android version
7.0
Screenshots
