Money Manager: AI Budget
Micro App Digital
Money Manager: AI Budget is a complete personal finance app with an AI Copilot built in — so you can ask about your money in plain language instead of digging through screens.
Track every transaction, set budgets that follow your pay cycle, and see exactly where your money goes. The core app works fully offline, with no account required.
AI Copilot
Ask "how much did I spend on food this month?", "can I afford this?", or "set up a 300 grocery budget for the next 3 months" — and get a real answer from your own numbers. The Copilot can create budgets, log transactions, add accounts and schedule recurring bills for you. It always shows exactly what it will do first, and nothing is saved until you confirm it.
Encrypted Cloud Sync
Turn on sync and your data is encrypted on your device before it is uploaded. We store it as unreadable ciphertext — we cannot see your balances, transactions or notes, and neither can anyone else. Your recovery passphrase never leaves your device.
Expense & Income Tracking
Add transactions in seconds with categories, subcategories, labels, notes and receipt photos. Income, expense, and wallet-to-wallet transfers. Set up recurring transactions for regular bills and income. Search and filter by date, category, or wallet. Supports 130+ currencies with automatic exchange rates.
Budget Management
Create daily, weekly, biweekly, monthly, quarterly, yearly or custom-range budgets. Track spending against limits in real time with clear progress bars, including a pace marker showing where you should be today. See category-level breakdowns for each budget.
Built Around Your Pay Cycle
Set the day you get paid and every total, budget and report follows that cycle instead of the calendar month.
Savings Goals
Set saving goals with target amounts. Track progress with visual milestones. Link wallets and categories to monitor progress automatically.
Financial Planner
Plan monthly income, expenses, and saving rate. Compare planned vs actual spending. Organize your finances before you spend.
Reports & Insights
Cashflow charts showing income vs expenses over time. Expense breakdown by category with percentages. Daily spending activity, trends and heatmaps. Calendar view for daily history. Export any period to PDF or Excel.
Multi-Wallet & Credit Cards
Manage bank accounts, cash, e-wallets, savings and credit cards with limits, statement and due dates. See total balance across all wallets at a glance. Filter transactions and reports by wallet.
Debt Tracking
Track money you owe and money owed to you, with optional installment plans. Record payments and monitor remaining balance. Link debt payments to transactions automatically.
Asset Tracking & Net Worth
Monitor investments, property, vehicles and valuables. Record value changes over time and watch your net worth develop month by month.
Event Tracking
Track spending for trips, vacations and special occasions. Link transactions to events, set a per-event budget, and see total cost per event.
More Features
- Dark mode for comfortable use day and night
- 11 languages supported
- Home screen widget for a quick balance overview
- Customizable theme colour and text size
- Backup and restore your data anytime
Free and Pro
The core app is free and genuinely usable — most features work, with a cap of 3 on some of them. Pro removes those caps and the ads, and includes cloud sync and a monthly allowance of AI Copilot conversations. Pro is a subscription and can be cancelled any time in Google Play.
Download now and start managing your money better today.
Track every transaction, set budgets that follow your pay cycle, and see exactly where your money goes. The core app works fully offline, with no account required.
AI Copilot
Ask "how much did I spend on food this month?", "can I afford this?", or "set up a 300 grocery budget for the next 3 months" — and get a real answer from your own numbers. The Copilot can create budgets, log transactions, add accounts and schedule recurring bills for you. It always shows exactly what it will do first, and nothing is saved until you confirm it.
Encrypted Cloud Sync
Turn on sync and your data is encrypted on your device before it is uploaded. We store it as unreadable ciphertext — we cannot see your balances, transactions or notes, and neither can anyone else. Your recovery passphrase never leaves your device.
Expense & Income Tracking
Add transactions in seconds with categories, subcategories, labels, notes and receipt photos. Income, expense, and wallet-to-wallet transfers. Set up recurring transactions for regular bills and income. Search and filter by date, category, or wallet. Supports 130+ currencies with automatic exchange rates.
Budget Management
Create daily, weekly, biweekly, monthly, quarterly, yearly or custom-range budgets. Track spending against limits in real time with clear progress bars, including a pace marker showing where you should be today. See category-level breakdowns for each budget.
Built Around Your Pay Cycle
Set the day you get paid and every total, budget and report follows that cycle instead of the calendar month.
Savings Goals
Set saving goals with target amounts. Track progress with visual milestones. Link wallets and categories to monitor progress automatically.
Financial Planner
Plan monthly income, expenses, and saving rate. Compare planned vs actual spending. Organize your finances before you spend.
Reports & Insights
Cashflow charts showing income vs expenses over time. Expense breakdown by category with percentages. Daily spending activity, trends and heatmaps. Calendar view for daily history. Export any period to PDF or Excel.
Multi-Wallet & Credit Cards
Manage bank accounts, cash, e-wallets, savings and credit cards with limits, statement and due dates. See total balance across all wallets at a glance. Filter transactions and reports by wallet.
Debt Tracking
Track money you owe and money owed to you, with optional installment plans. Record payments and monitor remaining balance. Link debt payments to transactions automatically.
Asset Tracking & Net Worth
Monitor investments, property, vehicles and valuables. Record value changes over time and watch your net worth develop month by month.
Event Tracking
Track spending for trips, vacations and special occasions. Link transactions to events, set a per-event budget, and see total cost per event.
More Features
- Dark mode for comfortable use day and night
- 11 languages supported
- Home screen widget for a quick balance overview
- Customizable theme colour and text size
- Backup and restore your data anytime
Free and Pro
The core app is free and genuinely usable — most features work, with a cap of 3 on some of them. Pro removes those caps and the ads, and includes cloud sync and a monthly allowance of AI Copilot conversations. Pro is a subscription and can be cancelled any time in Google Play.
Download now and start managing your money better today.
Developer email
microappdigital@gmail.com
Developer website
https://microappdigital.comReleased
Aug 8, 2026
Current version
1.0.15
Android version
7.0
Screenshots
