LumiCash

📱 LumiCash — Your emergency microcredit solution for residents of Cameroon

Thanks to our technology based on artificial intelligence and big data analytics, we offer you a fast, secure, and convenient loan service to meet your daily or temporary cash flow needs.

✅ Why Choose Us:

• 🔓 No credit history required: Your application is not subject to any verification or approval by a credit agency.
• 💰 Zero collateral, zero deposit: No guarantee or upfront fees.
• 👁️ Clear and straightforward process: Transparent rules, flexible terms, you stay in control.

♫ Loan Details ♫

• 💵 Amount: 5,000 XAF to 100,000 XAF
• ⏳ Term:

Minimum term: 91 days (including renewal)

Maximum term: 365 days (including renewal)
• 📈 Interest Rate:

Maximum annual rate: 18%

Daily rate: 0.048%

♫ Repayment Example ♫

For a loan of 10,000 XAF over 120 days (4 months) :

• 📅 Daily interest: 10,000 XAF × 0.048% = 4.8 XAF
• 📆 Monthly interest: 10,000 XAF × 0.048% × 30 = 144 XAF
• 📊 Total interest: 144 XAF × 4 = 576 XAF
• 💸 Monthly payment: (10,000 XAF ÷ 4) + 144 XAF = 2,644 XAF
• 🔁 Total amount to repay: 2,644 XAF × 4 = 10,576 XAF

🔎 This calculation is for informational purposes only. The final rate may vary depending on the borrower's credit assessment.

♫ Eligibility Requirements ♫

• 🎂 Age: 18 or older
• 💼 Income: Stable monthly income or regular cash flow
• 🆔 Documents: Valid ID and bank account

🔐 Privacy and Security

We strictly protect your privacy. We only collect your information with your permission and solely for risk assessment.
We do not disclose any data to third parties without your consent.
Your information is kept for 6 months and then permanently deleted if it is no longer needed.

You can contact our customer service at any time to modify or delete your personal data.

📱 Contact Us

📧 Email: service.lumicash@gmail.com
⏰ Hours: Monday to Sunday, 9:00 AM to 5:00 PM