eCredit

The "eCredit" mobile app is designed for clients of O.C.N. "Easy Credit" S.R.L. and allows you to manage your existing loans and apply for a new one directly from your phone — quickly and securely.

Key Features:
- Secure access to your loan information;
- OTP (One-Time Password) authentication via SMS or email;
- KYC identity verification via ID scan and facial recognition;
- Pay your loan or monthly installment using a bank card, available 24/7;
- Change the app language;
- Receive important notifications;
- Submit a loan request remotely;
- Locate Easy Credit offices and partners on the map.

Loan Conditions:
- Loan amount: from 3,000 MDL to 300,000 MDL
- Repayment period: from 6 months to 46 months
- Maximum Annual Percentage Rate (APR): 60.83%
- Early repayment fee: 0% – 1%, depending on the timing of repayment
- Hidden fees: No administration fees or hidden charges

Representative Example:
- Granted loan: 10,000 MDL
- Duration: 10 months
- Interest rate: 0%
- APR: 60.19%
- Total cost of the loan: 2,320 MDL
- Total repayable amount: 12,320 MDL
- Monthly installment: 1,232 MDL
- Late payment penalty: 4 MDL / day

Important: Clients have the right to repay the loan early, in full or in part, with a reduction in the total loan cost. The credit agreement may also be revoked within 14 calendar days from the date of signing.

Privacy Policy:
All personal data is protected in accordance with Law no. 133 of 08.07.2011. Full details available at: https://easycredit.md/ro/privacy-policy/
Terms and conditions: https://easycredit.md/ro/terms-and-conditions/
Regulatory framework: https://easycredit.md/ro/cadrul-normativ/