Skyro Malaysia

Skyro is a licensed moneylending app in Malaysia for simple, transparent cash loans. Apply from your phone, see your full cost before you sign, and receive money directly to your bank account.
Skyro is operated by AT SERIES CAPITAL SDN. BHD., a moneylender licensed and regulated under the Moneylenders Act 1951 (Akta 400) by the Ministry of Housing and Local Government (KPKT), Malaysia.
Skyro cash loans are offered only to eligible applicants residing in Malaysia.

SkyroCash - a cash loan sized to you
An online personal cash loan paid straight to your bank account - for bills, school fees, an unexpected expense, or bridging the days before payday.
- Loan amounts from RM200 to RM10,000 (the net amount you receive)
- Fixed 4-month term, repaid in equal monthly instalments
- Your full cost is shown upfront, on one screen, before you accept
- Apply from your phone; funds paid to your own bank account or e-wallet
- Approval is based on your profile and a credit assessment - it is not guaranteed

Loan terms and cost
- Repayment period: 4 months (fixed)
- Interest rate: 1.5% per month (18% per annum, flat rate), calculated on the loan amount, within the limit set by Section 17A of the Moneylenders Act 1951
- Attestation fee: RM22 to RM200, depending on the loan amount
- Stamp duty: RM10 to RM51, depending on the loan amount
- Maximum Annual Percentage Rate (APR): 18%
- Late payment: a late payment charge of 8% may apply to overdue amounts

Representative example
- Net disbursement (amount you receive): RM1,000.00
- Attestation fee: RM178.24
- Stamp duty: RM10.00
- Loan amount: RM1,188.24
- Tenure: 4 months
- Monthly interest rate: 1.5% (18% per annum, flat)
- Total interest: RM87.32
- Monthly payment: RM318.89
- Total amount payable: RM1,275.56
This is an example only. Your actual amounts depend on the loan amount and applicable fees, and are shown to you in the app before you sign.

The Skyro app was made for you
- Easy to use, even if it is your first loan app
- Reminders so you don't miss a due date
- Manage your loan and see your schedule and due dates at a glance
- Support from real people through the in-app chat

Lender and licence
Skyro is operated by AT SERIES CAPITAL SDN. BHD., a licensed moneylender in Malaysia.
- Business premises: UNIT 32-01, LEVEL 32, TOWER B, THE VERTICAL CORPORATE TOWERS, AVENUE 10, BANGSAR, NO. 8, JALAN KERINCHI, BANGSAR, KUALA LUMPUR, W.P KUALA LUMPUR.
- Telephone: +6087437676
- Moneylender's Licence No.: WL8038/14/01-3/260728 (valid 27/07/2026 to 26/07/2028)
- Advertisement Permit No.: WP8038/14/01-1/260728 (valid 04/09/2026 to 26/07/2028)
- Licensed and regulated under the Moneylenders Act 1951, Ministry of Housing and Local Government (KPKT).
Full terms, fees, repayment schedule and complaints procedure are shown in the app before you apply.
Contact us: care@skyro.my