JB우리캐피탈
JB우리캐피탈
■ Key Features
◾ View Your Financial Status at a Glance
You can view and manage all your financial products using a single app.
◾ 24/7 Loan Application and Management All in One Place
You can apply for personal loans and new/used car financing directly on your mobile device and handle all post-contract management.
You can apply for auto collateral loans and credit loans via the app at any time and quickly check the results.
◾ New "Resume Loan Application" Feature
You can resume the loan process if it was interrupted during the application phase using the resume feature.
◾ Self-Quote Check for Long-Term Car Rentals and Car Leases
You can directly compare and select quotes for long-term car rentals and car lease products.
◾ Easy Login and Fast Processing
You can log in quickly using various methods such as biometric authentication and PIN, and issue documents, check payments, and manage your vehicle directly on your mobile device. ■ Services Provided
◾ 'Financial Products' Tab: View various loan products and quotes at a glance
- Compare a wide range of financial products, from personal loans to auto equity loans, auto financing, real estate financing, and corporate financing, and apply conveniently on your mobile device.
- Use the self-quote feature to calculate and select products that meet your desired conditions.
◾ 'My Finance Management' Tab: Check and manage all your financial products at once
- View your current loan products on a single screen and check detailed information in real-time, such as balances, payment history, and payment schedules.
- Directly manage key loan-related functions, including repayment schedules, early repayment applications, and eligibility for extensions.
◾ 'Customer Center' Tab: Quickly resolve your questions and access various customer support features
- Easily and quickly resolve any inquiries you have while using financial services on your mobile device, ranging from Frequently Asked Questions (FAQ) to consultation requests and branch location guides.
※ Availability of some products and services may be restricted based on our internal standards. [App Access Permission Guide]
※ Essential Permissions
• Phone: Requesting and connecting to consultation
• Storage: Storing joint certificates and accessing security media
• SMS: Sending identity verification text messages
※ Optional Permissions
• Notification Service (PUSH): Providing notifications for information, benefits, events, etc.
• Camera: Taking photos of ID cards
• Photo Library: Uploading images
(You can use the app even if you do not agree to optional permissions, but the use of some functions may be restricted.)
[Loan Information]
• Loan Repayment Period: 12 months ~ 120 months
• Annual Interest Rate: 11.9% ~ 19.9% (Fixed Rate)
(Interest rates are applied differentially based on the customer's credit score, etc.)
• Delinquency Interest Rate: Contractual Interest Rate + Max 3% (However, within the legal maximum interest rate)
• Early Repayment Fee: Max 2.0%
※ Early repayment fee applies if the loan violates the maximum interest rate limit under the Money Lending Business Act Deducted and not collected
※ Early repayment fee waived for transactions of 3 years or more from the loan origination date
• Handling Fee: None
• Stamp Duty: Stamp duty burden for loan applications exceeding 50 million KRW (50% of the amount stipulated in the Stamp Duty Act)
[Representative Example of Loan Costs]
• Loan Repayment Period: 36 months
• Loan Amount: 10,000,000 KRW (10 million KRW)
• Loan Interest Rate: 12%
※ Monthly Payment Amount: 332,143 KRW
Loan Principal: 10,000,000 KRW / Loan Interest: 1,957,152 KRW
Total Repayment Amount: 11,957,152 KRW
■ Important Notes
- Please be sure to read the product description and terms and conditions before concluding the contract.
- Financial consumers have the right to receive an explanation regarding the relevant product or service pursuant to Article 19, Paragraph 1 of the Financial Consumer Protection Act. Please proceed with the transaction after hearing the explanation and fully understanding the contents. ■ Reviewed by Compliance Officer: No. 2026-1004 (2026-10-07~2027-10-06)
◾ View Your Financial Status at a Glance
You can view and manage all your financial products using a single app.
◾ 24/7 Loan Application and Management All in One Place
You can apply for personal loans and new/used car financing directly on your mobile device and handle all post-contract management.
You can apply for auto collateral loans and credit loans via the app at any time and quickly check the results.
◾ New "Resume Loan Application" Feature
You can resume the loan process if it was interrupted during the application phase using the resume feature.
◾ Self-Quote Check for Long-Term Car Rentals and Car Leases
You can directly compare and select quotes for long-term car rentals and car lease products.
◾ Easy Login and Fast Processing
You can log in quickly using various methods such as biometric authentication and PIN, and issue documents, check payments, and manage your vehicle directly on your mobile device. ■ Services Provided
◾ 'Financial Products' Tab: View various loan products and quotes at a glance
- Compare a wide range of financial products, from personal loans to auto equity loans, auto financing, real estate financing, and corporate financing, and apply conveniently on your mobile device.
- Use the self-quote feature to calculate and select products that meet your desired conditions.
◾ 'My Finance Management' Tab: Check and manage all your financial products at once
- View your current loan products on a single screen and check detailed information in real-time, such as balances, payment history, and payment schedules.
- Directly manage key loan-related functions, including repayment schedules, early repayment applications, and eligibility for extensions.
◾ 'Customer Center' Tab: Quickly resolve your questions and access various customer support features
- Easily and quickly resolve any inquiries you have while using financial services on your mobile device, ranging from Frequently Asked Questions (FAQ) to consultation requests and branch location guides.
※ Availability of some products and services may be restricted based on our internal standards. [App Access Permission Guide]
※ Essential Permissions
• Phone: Requesting and connecting to consultation
• Storage: Storing joint certificates and accessing security media
• SMS: Sending identity verification text messages
※ Optional Permissions
• Notification Service (PUSH): Providing notifications for information, benefits, events, etc.
• Camera: Taking photos of ID cards
• Photo Library: Uploading images
(You can use the app even if you do not agree to optional permissions, but the use of some functions may be restricted.)
[Loan Information]
• Loan Repayment Period: 12 months ~ 120 months
• Annual Interest Rate: 11.9% ~ 19.9% (Fixed Rate)
(Interest rates are applied differentially based on the customer's credit score, etc.)
• Delinquency Interest Rate: Contractual Interest Rate + Max 3% (However, within the legal maximum interest rate)
• Early Repayment Fee: Max 2.0%
※ Early repayment fee applies if the loan violates the maximum interest rate limit under the Money Lending Business Act Deducted and not collected
※ Early repayment fee waived for transactions of 3 years or more from the loan origination date
• Handling Fee: None
• Stamp Duty: Stamp duty burden for loan applications exceeding 50 million KRW (50% of the amount stipulated in the Stamp Duty Act)
[Representative Example of Loan Costs]
• Loan Repayment Period: 36 months
• Loan Amount: 10,000,000 KRW (10 million KRW)
• Loan Interest Rate: 12%
※ Monthly Payment Amount: 332,143 KRW
Loan Principal: 10,000,000 KRW / Loan Interest: 1,957,152 KRW
Total Repayment Amount: 11,957,152 KRW
■ Important Notes
- Please be sure to read the product description and terms and conditions before concluding the contract.
- Financial consumers have the right to receive an explanation regarding the relevant product or service pursuant to Article 19, Paragraph 1 of the Financial Consumer Protection Act. Please proceed with the transaction after hearing the explanation and fully understanding the contents. ■ Reviewed by Compliance Officer: No. 2026-1004 (2026-10-07~2027-10-06)
Developer email
jbwrc226@gmail.com
Developer website
http://www.wooricap.comCurrent version
2.0.5
Android version
7.0
Screenshots
