證好過 − 金融證照題庫
wisplu
Zhenghaoguo is a financial certification practice and question bank app that includes 17 certifications, 32 subjects, and over 5,500 questions. It's specifically designed for the following certifications: "Securities Broker Qualification Exam," "Senior Securities Broker Qualification Exam," "Futures Broker Qualification Exam," "Investment Trust and Consulting Broker Qualification Exam," "Sustainable Development Basic Ability Test," "Financial Technology Knowledge Test," "Trust Business Professional Test for Trust Industry Personnel," "Bank Internal Control and Internal Audit Test (General Finance)," "Bank Internal Control and Internal Audit Test (Consumer Finance)," "Entry-Level Foreign Exchange Personnel Professional Ability Test," "Financial Planning Personnel Professional Ability Test," "Senior Financial Planning Consultant Qualification Exam," "Entry-Level Credit Personnel Professional Ability Test," "Basic Risk Management Ability Test," "Derivative Financial Product Sales Personnel Qualification Exam," "Advanced Credit Personnel Professional Ability Test," and "Family Trust Planning Consultant Qualification Exam." It uses official past exam questions for practice and features AI-powered, plain-language explanations to make every question understandable.
Why choose the "Easy Pass" certification? The most common stumbling block in exam preparation is seeing the answer but not understanding why. "Easy Pass" focuses on "understanding": each question has an AI-generated, plain-language explanation, explaining why it's right or wrong, helping you truly memorize the concepts. Calculation problems for securities brokers, senior securities brokers, futures brokers, and investment advisors are explained step-by-step with detailed formulas, eliminating the need for rote memorization.
■ Official past exam questions, free to practice to your heart's content. Securities Broker (Securities Trading Regulations and Practices + Securities Investment and Financial Analysis), Senior Securities Broker (Investment + Financial Analysis + Securities Trading Regulations and Practices), Futures Broker (Futures Trading Regulations + Futures Trading Theory and Practice), Investment Trust and Consulting Broker (Investment Trust and Consulting Regulations + Securities Investment and Financial Analysis + Securities Trading Regulations and Practices), Sustainable Development Test, Financial Technology Competency, Trust Industry Personnel (Trust Regulations + Trust Practices), Bank Internal Control and Internal Audit (General Finance and Consumer Finance, Internal Control Regulations + Internal Control Practices), Junior Foreign Exchange Personnel (International Foreign Exchange + Domestic Foreign Exchange) This document contains seventeen certification question banks, covering topics such as: Export Foreign Exchange, Financial Planning Personnel (Financial Tools + Financial Planning Practice), Senior Financial Planning Consultant (Section 1 + Section 2, separate sections, no subject division), Junior Credit Granting Personnel (Credit Regulations + Credit Implementation), Basic Risk Management Ability (One Section: "Risk Management Systems and Practice"), Derivative Financial Product Sales Personnel (One Section: "Introduction and Practice of Derivative Financial Products"), Advanced Credit Granting Personnel (Credit Regulations + Credit Implementation, multiple choice only), and Family Trust Planning Consultant (Section 1 + Section 2, separate sections, no subject division). The questions are taken from past exams (retro questions) published by the organizer in accordance with laws and regulations, and are organized by official chapters. Correct and incorrect answers are displayed immediately after completion, making it suitable for practice during commutes or lunch breaks.
■ AI Plain Language Explanation (Core Differences) Each question includes a plain language explanation, clarifying concepts and the correctness of each option. The detailed explanations are built into the app and can be viewed offline, without an internet connection. This is not available in typical question bank apps.
**AI Plain Language Explanation (Core Difference)** ■ Error Notebook: Incorrectly answered questions are automatically added to the error notebook. If you answer the same question correctly twice, it's automatically removed, allowing you to focus your time on questions you haven't yet mastered.
■ Resume Playing, My Notes, Adjustable Font (All Free): You can resume from where you left off, making it easy to work through even short breaks. You can write notes for each question, and there's a dedicated page for compiling them (notes are only stored on your device). Font size is adjustable to "Standard/Large/Extra Large".
■ Mock Exams The exams will be formatted and timed according to the official question count and time limits for each test (50 questions each for Securities Brokerage and Senior Brokerage; 50 questions each for both Futures Brokerage and Futures Consulting; 50 questions each for all three Investment Trust and Investment Consulting; 50 questions for Trust Regulations (60 minutes); 80 questions for Trust Practice (90 minutes); 50 questions for Internal Control Regulations (60 minutes); 80 questions for Internal Control Practice (90 minutes); 50 questions for International Foreign Exchange (60 minutes); 80 questions for Import and Export Foreign Exchange (90 minutes); 50 questions for Financial Instruments (60 minutes); 50 questions for Financial Planning Practice (90 minutes); and 60 questions for each of the first and second sessions for Senior Financial Planning Consultants (90 minutes). All scores will be based on the official allocation. Senior Financial Planning Consultants must achieve an average score of 70 points across both sessions. Securities Brokerage and Senior Brokerage exams will be graded on a total score basis, with no individual subject score below 50 points. Futures Brokerage exams will have a total score of 140 points across both subjects, with no individual subject score below 60 points. (For investment advisory salespersons, a total of 210 points across three subjects, with no individual subject score below 50), familiarize yourself with the exam pace and identify weak sections beforehand.
■ Prioritize High-Frequency Questions: Questions are sorted by frequency of appearance. If time is limited, focus on the most frequently tested questions for higher efficiency.
■ Synchronized Progress Across Three Devices: Start practicing anonymously by default, no registration required. To synchronize across devices, link your Google account; progress is shared across phones, tablets, and web browsers, and incorrect answers and saved questions are all saved.
Who is this suitable for?
* Securities brokers and investment advisory professionals preparing for the Securities Broker Qualification Exam (Securities Regulations, Securities Investment and Financial Analysis) – One of the most popular certifications in the financial industry.
* Securities professionals preparing for the Senior Securities Broker Qualification Exam (Investment, Financial Analysis, Securities Regulations) – A common requirement for promotion and salary increases.
* Futures brokers and futures managers/advisors preparing for the Futures Broker Qualification Exam (Futures Trading Regulations, Futures Trading Theory and Practice).
* Investment advisory, investment consulting, and fund sales professionals preparing for the Investment Advisory Broker Qualification Exam (Investment Advisory Related Regulations, Securities Investment and Financial Analysis, Securities Trading Related Regulations and Practice) – Those already holding advanced qualifications only need to take the regulations exam.
* Financial professionals and employees of listed companies preparing for the Sustainable Development Foundation Competency Test (ESG related).
* Banking, finance, and information technology professionals preparing for the Financial Technology Knowledge Test.
This exam is designed for:
* Bank and trust industry professionals preparing for the Trust Business Professional Test (Trust Laws and Regulations, Trust Practices)
* Bank professionals preparing for the Internal Control and Internal Audit Test (General Finance or Consumer Finance, Internal Control Laws and Regulations, Internal Control Practices) – This certificate is required for all levels of management with approval authority before taking office; the Consumer Finance category is optional for credit card, consumer loan, and collection departments.
* Bank foreign exchange counter, overseas department, and international financial business branch (OBU) employees preparing for the Junior Foreign Exchange Personnel Professional Competency Test (Foreign Exchange, Import and Export Foreign Exchange)
* Bank wealth management specialists, wealth management, and branch managers preparing for the Financial Planning Personnel Professional Competency Test (Financial Tools, Financial Planning Practices) – This is often a threshold or bonus condition for vacant financial planning positions and promotions (such as assistant manager).
* Bank, trust, and wealth management professionals preparing for the Senior Citizen Financial Planning Consultant Qualification Test (two separate sections covering relevant laws and regulations for the elderly, retirement trusts, and senior citizen financial products) – Completion of a certification course recognized by the Trust Association is required before registration. For test takers who want to use official past exam questions and question banks for efficient preparation:
Regarding the source of the question bank (official source link):
The questions in this app are publicly available past exam questions and answers, and are not protected by copyright according to Article 9 of the Copyright Act; the AI explanations are original content of this product. We do not use any official question bank publications protected by copyright. The official information and original sources of the test questions for each test are as follows:
* **Sustainable Development Basic Competency Test (Organized by: Taiwan Securities and Futures Market Development Foundation)**
Test Information: https://www.sfi.org.tw/Node?id=270
* **Financial Technology Competency Knowledge Test (Organized by: Taiwan Academy of Banking and Finance)**
Test Information: https://www.tabf.org.tw/LicenseExamList.aspx?ExamCode=261
* **Trust Business Professional Test for Trust Industry Personnel (Organized by: Taiwan Academy of Banking and Finance)**
Test Information: https://www.tabf.org.tw/LicenseExamList.aspx?ExamCode=041
* **Bank Internal Control and Internal Audit Test (General Finance) (Organized by: Taiwan Academy of Banking and Finance)**
Test Information: https://www.tabf.org.tw/LicenseExamList.aspx?ExamCode=051
* • Bank Internal Control and Internal Audit Test (Consumer Finance) (Organized by: Taiwan Academy of Banking and Finance)
Test Information: https://www.tabf.org.tw/LicenseExamList.aspx?ExamCode=061
• Entry-level Foreign Exchange Personnel Professional Competency Test (Organized by: Taiwan Academy of Banking and Finance)
Test Information: https://www.tabf.org.tw/LicenseExamList.aspx?ExamCode=021
• Financial Planning Personnel Professional Competency Test (Organized by: Taiwan Academy of Banking and Finance)
Test Information: https://www.tabf.org.tw/LicenseExamList.aspx?ExamCode=031
• Securities Broker Qualification Test (Organized by: Taiwan Securities and Futures Market Development Foundation)
Test Information: https://www.sfi.org.tw/Node?id=217
• Securities Firm Senior Salesperson Qualification Examination (Organized by: Taiwan Securities and Futures Market Development Foundation)
Exam Information: https://www.sfi.org.tw/Node?id=216
• Futures Firm Salesperson Qualification Examination (Organized by: Taiwan Securities and Futures Market Development Foundation)
Exam Information: https://www.sfi.org.tw/Node?id=217
• Investment Trust and Consulting Salesperson Qualification Examination (Organized by: Taiwan Securities and Futures Market Development Foundation)
Exam Information: https://www.sfi.org.tw/Node?id=216
• Senior Financial Planning Consultant Qualification Examination (Organized by: Taiwan Academy of Banking and Finance, commissioned by the Taiwan Trust Industry Association)
Exam Information: https://www.tabf.org.tw/LicenseExamList.aspx?ExamCode=291
Disclaimer: This is a privately developed learning aid. This app is not affiliated with, sponsored, authorized, or endorsed by, or represents any government agency. Registration methods, exam schedules, and official information are subject to the announcements on the official websites of the organizers.
Fee Information (Differences between Free and Pro Versions)
Free Version includes: All questions, a wrong answer notebook, starred booklets, mock exams, learning progress tracking, synchronization across three devices, resume playback, my notes, and font size—completely free, no payment or ads required.
Free Version Limitations: Daily free quota for AI-powered explanations (after using up this quota, watching one incentivized ad unlocks 24 hours of full chapter explanations); some screens contain banner ads (the practice pages themselves are ad-free).
Upgrade to "Zhenghaoguo Pro" (one-time purchase, not a subscription): Permanently removes all ads, unlimited access to AI-powered explanations, priority access to frequently tested questions, and mock exam weakness analysis.
For securities brokers, senior securities brokers, futures brokers, investment trust and consulting brokers, sustainable development test takers, financial technology professionals, trust industry professionals, bank internal control and internal audit professionals, entry-level foreign exchange professionals, financial planning professionals, and senior financial planning consultants, obtaining certifications is far more efficient than cramming question banks, reading detailed explanations, or practicing mock exams.
Why choose the "Easy Pass" certification? The most common stumbling block in exam preparation is seeing the answer but not understanding why. "Easy Pass" focuses on "understanding": each question has an AI-generated, plain-language explanation, explaining why it's right or wrong, helping you truly memorize the concepts. Calculation problems for securities brokers, senior securities brokers, futures brokers, and investment advisors are explained step-by-step with detailed formulas, eliminating the need for rote memorization.
■ Official past exam questions, free to practice to your heart's content. Securities Broker (Securities Trading Regulations and Practices + Securities Investment and Financial Analysis), Senior Securities Broker (Investment + Financial Analysis + Securities Trading Regulations and Practices), Futures Broker (Futures Trading Regulations + Futures Trading Theory and Practice), Investment Trust and Consulting Broker (Investment Trust and Consulting Regulations + Securities Investment and Financial Analysis + Securities Trading Regulations and Practices), Sustainable Development Test, Financial Technology Competency, Trust Industry Personnel (Trust Regulations + Trust Practices), Bank Internal Control and Internal Audit (General Finance and Consumer Finance, Internal Control Regulations + Internal Control Practices), Junior Foreign Exchange Personnel (International Foreign Exchange + Domestic Foreign Exchange) This document contains seventeen certification question banks, covering topics such as: Export Foreign Exchange, Financial Planning Personnel (Financial Tools + Financial Planning Practice), Senior Financial Planning Consultant (Section 1 + Section 2, separate sections, no subject division), Junior Credit Granting Personnel (Credit Regulations + Credit Implementation), Basic Risk Management Ability (One Section: "Risk Management Systems and Practice"), Derivative Financial Product Sales Personnel (One Section: "Introduction and Practice of Derivative Financial Products"), Advanced Credit Granting Personnel (Credit Regulations + Credit Implementation, multiple choice only), and Family Trust Planning Consultant (Section 1 + Section 2, separate sections, no subject division). The questions are taken from past exams (retro questions) published by the organizer in accordance with laws and regulations, and are organized by official chapters. Correct and incorrect answers are displayed immediately after completion, making it suitable for practice during commutes or lunch breaks.
■ AI Plain Language Explanation (Core Differences) Each question includes a plain language explanation, clarifying concepts and the correctness of each option. The detailed explanations are built into the app and can be viewed offline, without an internet connection. This is not available in typical question bank apps.
**AI Plain Language Explanation (Core Difference)** ■ Error Notebook: Incorrectly answered questions are automatically added to the error notebook. If you answer the same question correctly twice, it's automatically removed, allowing you to focus your time on questions you haven't yet mastered.
■ Resume Playing, My Notes, Adjustable Font (All Free): You can resume from where you left off, making it easy to work through even short breaks. You can write notes for each question, and there's a dedicated page for compiling them (notes are only stored on your device). Font size is adjustable to "Standard/Large/Extra Large".
■ Mock Exams The exams will be formatted and timed according to the official question count and time limits for each test (50 questions each for Securities Brokerage and Senior Brokerage; 50 questions each for both Futures Brokerage and Futures Consulting; 50 questions each for all three Investment Trust and Investment Consulting; 50 questions for Trust Regulations (60 minutes); 80 questions for Trust Practice (90 minutes); 50 questions for Internal Control Regulations (60 minutes); 80 questions for Internal Control Practice (90 minutes); 50 questions for International Foreign Exchange (60 minutes); 80 questions for Import and Export Foreign Exchange (90 minutes); 50 questions for Financial Instruments (60 minutes); 50 questions for Financial Planning Practice (90 minutes); and 60 questions for each of the first and second sessions for Senior Financial Planning Consultants (90 minutes). All scores will be based on the official allocation. Senior Financial Planning Consultants must achieve an average score of 70 points across both sessions. Securities Brokerage and Senior Brokerage exams will be graded on a total score basis, with no individual subject score below 50 points. Futures Brokerage exams will have a total score of 140 points across both subjects, with no individual subject score below 60 points. (For investment advisory salespersons, a total of 210 points across three subjects, with no individual subject score below 50), familiarize yourself with the exam pace and identify weak sections beforehand.
■ Prioritize High-Frequency Questions: Questions are sorted by frequency of appearance. If time is limited, focus on the most frequently tested questions for higher efficiency.
■ Synchronized Progress Across Three Devices: Start practicing anonymously by default, no registration required. To synchronize across devices, link your Google account; progress is shared across phones, tablets, and web browsers, and incorrect answers and saved questions are all saved.
Who is this suitable for?
* Securities brokers and investment advisory professionals preparing for the Securities Broker Qualification Exam (Securities Regulations, Securities Investment and Financial Analysis) – One of the most popular certifications in the financial industry.
* Securities professionals preparing for the Senior Securities Broker Qualification Exam (Investment, Financial Analysis, Securities Regulations) – A common requirement for promotion and salary increases.
* Futures brokers and futures managers/advisors preparing for the Futures Broker Qualification Exam (Futures Trading Regulations, Futures Trading Theory and Practice).
* Investment advisory, investment consulting, and fund sales professionals preparing for the Investment Advisory Broker Qualification Exam (Investment Advisory Related Regulations, Securities Investment and Financial Analysis, Securities Trading Related Regulations and Practice) – Those already holding advanced qualifications only need to take the regulations exam.
* Financial professionals and employees of listed companies preparing for the Sustainable Development Foundation Competency Test (ESG related).
* Banking, finance, and information technology professionals preparing for the Financial Technology Knowledge Test.
This exam is designed for:
* Bank and trust industry professionals preparing for the Trust Business Professional Test (Trust Laws and Regulations, Trust Practices)
* Bank professionals preparing for the Internal Control and Internal Audit Test (General Finance or Consumer Finance, Internal Control Laws and Regulations, Internal Control Practices) – This certificate is required for all levels of management with approval authority before taking office; the Consumer Finance category is optional for credit card, consumer loan, and collection departments.
* Bank foreign exchange counter, overseas department, and international financial business branch (OBU) employees preparing for the Junior Foreign Exchange Personnel Professional Competency Test (Foreign Exchange, Import and Export Foreign Exchange)
* Bank wealth management specialists, wealth management, and branch managers preparing for the Financial Planning Personnel Professional Competency Test (Financial Tools, Financial Planning Practices) – This is often a threshold or bonus condition for vacant financial planning positions and promotions (such as assistant manager).
* Bank, trust, and wealth management professionals preparing for the Senior Citizen Financial Planning Consultant Qualification Test (two separate sections covering relevant laws and regulations for the elderly, retirement trusts, and senior citizen financial products) – Completion of a certification course recognized by the Trust Association is required before registration. For test takers who want to use official past exam questions and question banks for efficient preparation:
Regarding the source of the question bank (official source link):
The questions in this app are publicly available past exam questions and answers, and are not protected by copyright according to Article 9 of the Copyright Act; the AI explanations are original content of this product. We do not use any official question bank publications protected by copyright. The official information and original sources of the test questions for each test are as follows:
* **Sustainable Development Basic Competency Test (Organized by: Taiwan Securities and Futures Market Development Foundation)**
Test Information: https://www.sfi.org.tw/Node?id=270
* **Financial Technology Competency Knowledge Test (Organized by: Taiwan Academy of Banking and Finance)**
Test Information: https://www.tabf.org.tw/LicenseExamList.aspx?ExamCode=261
* **Trust Business Professional Test for Trust Industry Personnel (Organized by: Taiwan Academy of Banking and Finance)**
Test Information: https://www.tabf.org.tw/LicenseExamList.aspx?ExamCode=041
* **Bank Internal Control and Internal Audit Test (General Finance) (Organized by: Taiwan Academy of Banking and Finance)**
Test Information: https://www.tabf.org.tw/LicenseExamList.aspx?ExamCode=051
* • Bank Internal Control and Internal Audit Test (Consumer Finance) (Organized by: Taiwan Academy of Banking and Finance)
Test Information: https://www.tabf.org.tw/LicenseExamList.aspx?ExamCode=061
• Entry-level Foreign Exchange Personnel Professional Competency Test (Organized by: Taiwan Academy of Banking and Finance)
Test Information: https://www.tabf.org.tw/LicenseExamList.aspx?ExamCode=021
• Financial Planning Personnel Professional Competency Test (Organized by: Taiwan Academy of Banking and Finance)
Test Information: https://www.tabf.org.tw/LicenseExamList.aspx?ExamCode=031
• Securities Broker Qualification Test (Organized by: Taiwan Securities and Futures Market Development Foundation)
Test Information: https://www.sfi.org.tw/Node?id=217
• Securities Firm Senior Salesperson Qualification Examination (Organized by: Taiwan Securities and Futures Market Development Foundation)
Exam Information: https://www.sfi.org.tw/Node?id=216
• Futures Firm Salesperson Qualification Examination (Organized by: Taiwan Securities and Futures Market Development Foundation)
Exam Information: https://www.sfi.org.tw/Node?id=217
• Investment Trust and Consulting Salesperson Qualification Examination (Organized by: Taiwan Securities and Futures Market Development Foundation)
Exam Information: https://www.sfi.org.tw/Node?id=216
• Senior Financial Planning Consultant Qualification Examination (Organized by: Taiwan Academy of Banking and Finance, commissioned by the Taiwan Trust Industry Association)
Exam Information: https://www.tabf.org.tw/LicenseExamList.aspx?ExamCode=291
Disclaimer: This is a privately developed learning aid. This app is not affiliated with, sponsored, authorized, or endorsed by, or represents any government agency. Registration methods, exam schedules, and official information are subject to the announcements on the official websites of the organizers.
Fee Information (Differences between Free and Pro Versions)
Free Version includes: All questions, a wrong answer notebook, starred booklets, mock exams, learning progress tracking, synchronization across three devices, resume playback, my notes, and font size—completely free, no payment or ads required.
Free Version Limitations: Daily free quota for AI-powered explanations (after using up this quota, watching one incentivized ad unlocks 24 hours of full chapter explanations); some screens contain banner ads (the practice pages themselves are ad-free).
Upgrade to "Zhenghaoguo Pro" (one-time purchase, not a subscription): Permanently removes all ads, unlimited access to AI-powered explanations, priority access to frequently tested questions, and mock exam weakness analysis.
For securities brokers, senior securities brokers, futures brokers, investment trust and consulting brokers, sustainable development test takers, financial technology professionals, trust industry professionals, bank internal control and internal audit professionals, entry-level foreign exchange professionals, financial planning professionals, and senior financial planning consultants, obtaining certifications is far more efficient than cramming question banks, reading detailed explanations, or practicing mock exams.
Developer email
dustinchu0214@gmail.com
Developer website
https://haopass.com/Current version
1.1.5
Android version
7.0
Screenshots
