VST bank — online banking

Bank Vostok has become VST bank

We remain the same trusted bank — just with a new name that better reflects our essence and approach.

VST bank — giving you time for what truly matters. A mobile bank for your everyday finances, individual entrepreneurs, cashback cards, and instant transfers.

Open a card or an entrepreneur account in 5 minutes via the Diia app or by uploading photos of your documents. Pay for services, manage accounts, open deposits, set a credit limit, buy currency, and make transfers across Ukraine or abroad — all in one convenient VST bank app.

✔ Everything at your fingertips — no queues or wasted time.
✔ Secure online transactions 24/7.
✔ Up to 20% cashback and convenient cards for the whole family.

🟩 Bank cards with cashback and great terms

Get up to 20% cashback on purchases and enjoy all the benefits of mobile banking:
• Family Card: transactions in UAH, USD, EUR. Free incoming transfers.
• Payment Card: free cash withdrawals at ATMs and VST bank branches.
• Seafarer Card: top up in foreign currency with a 0.5% fee, free cash withdrawal in Ukraine.
• Dream Card (14–18 years): can be opened independently, no service fee.
• Social & Pension Cards: now available in virtual format.

📲 Order your card right in the app — start saving from day one!

Foreign currency cards
• Open in USD or EUR.
• Buy currency at favorable rates.
• Transfer to foreign bank cards with just a 1% fee.

🟧 The app for individual entrepreneurs — account, card, payments

Open an individual entrepreneur account online in minutes — no bank visit required:
• Card available immediately after opening — use with Google Pay.
• Replenish via VST bank, EasyPay, or Silpo checkouts.
• Withdraw funds in Ukraine and abroad.
• Transparent tariffs and easy control via the app.

🧾 Manage your business finances right from your phone — no hassle.

🟨 Installment credit

Receive up to UAH 100,000 to your card:
• Minimum — UAH 500.
• Term — 3 to 12 months.
• Fee:
 – 3–6 months — 2% from the first month.
 – 7–12 months — 2.5% from the first month.
• Monthly payments charged automatically after one month.
• Pay off with credit funds — no extra fees.

🟩 Compulsory automobile insurance

Get your mandatory car insurance policy right in the VST bank app:
• Low cost with high coverage.
• Choose an indemnity limit up to UAH 4 million.
• Term — up to 12 months.
• Deductible — UAH 0.
• Cashback up to 15% when paying with a Cashback Card.
• Valid throughout Ukraine.

🟦 Quick and easy transfers and payments

• Card-to-card transfers to all Ukrainian banks.
• International transfers via Western Union, MoneyGram, RIA, Welsend, Intel Express, SWIFT, PrivatMoney.
• Pay utilities, taxes, fines, insurance, and other bills.

⚡ Send money in one click — even international transfers.

🟨 Online deposits — convenient and stable

Open deposits in just a few taps:
• Simple: fixed term, no replenishment.
• Simple with Replenishment: top up anytime.
• Special: unlimited top-ups in the first month.
• Collateral: stable terms with collateral.

Foreign currency deposits
• Available in USD or EUR for 3 or 6 months.
• Earn 1% annually.
• Minimum: USD 200 / EUR 100.
• Withdraw in the deposit currency — no fee.

💰 Save and grow your money with guaranteed security.

🟥 Credit limit — simple and convenient

• Credit limit up to UAH 100,000.
• Grace period up to 62 days.
• Interest rate: 0.00001% during grace period, then 3% per month.

💳 Get your credit online — no certificates or queues.

🟪 Private banking and premium cards

For clients who value comfort and privileges:
• Voyage Accounts: Mastercard World Elite or Visa Signature.
• Luxury Accounts: Visa Infinite or Mastercard World Elite.
• VIP service, travel benefits, discounts, and concierge support.

🌍 Enjoy unlimited service with premium advantages.
💼 Manage all your finances easily in one app.
📞 24/7 support and full transparency.

JSC “VST BANK” — NBU Banking License No. 204, dated 16.09.2025