Prestai

PrestAI is a 100% digital app for applying for personal loans quickly, transparently, and securely.

- Required Loan Information
• Minimum repayment period: 6 months
• Maximum repayment period: 12 months
• Maximum APR (Annual Percentage Rate): 50% per year in Uruguayan pesos (UYP). This amount is significantly below the legal limit set by the Central Bank of Uruguay, which is an APR (or Annual Effective Rate) of 106%.

• Representative Example:
If you request UYP 10,000 for 12 months with an APR of 50%, you would pay 12 installments of UYP 3,400.69, with a total cost of UYP 40,808.27 including interest and applicable taxes.

• - Key Features
• 100% digital application with no in-person procedures
• AI-powered evaluation in minutes
• Real-time loan tracking
• Payment history and next installment due date
• Automatic reminders
• Digital signature and biometric verification
• Smart assistant available 24/7
• Secure, local payment methods
• Clear information from the start: loan amount, interest rate, total cost, and taxes.