SmartCedi - Online Loan

SmartCedi - Online Loan
SmartCedi enables eligible users in Ghana to apply for personal loans through a mobile application. Depending on individual needs, approved loan funds may be used for personal, family, educational, medical, or other lawful expenses.
Features
· Apply for personal loans through the mobile application
· Loan amounts from GHS 100 to GHS 16,000 
· Loan terms from 91 to 360 days 
· View loan details before accepting a loan offer
· Manage loan applications and repayments within the application

Product Information
Loan Amount: GHS 100 – GHS 16,000
Loan Term: 91 – 360 days
Service Fee: GHS 0 – GHS 500
Maximum Annual Percentage Rate (APR): 25.2%
Equivalent Daily Interest Rate: 0.07%
 
Representative Example
Loan Amount: GHS 1,000
Loan Term: 120 days
Interest: GHS 84
Service Fee: GHS 0
Total Repayment: GHS 1,084

Eligibility
Applicants should:
· Be at least 18 years of age
· Be legally residing in Ghana
· Hold a valid Ghana Card
· Have an active Mobile Money wallet
Loan approval is subject to the applicant's eligibility assessment and compliance with applicable lending requirements.

How to Apply
1. Download SmartCedi from Google Play.
2. Register using your mobile phone number.
3. Complete identity verification with a valid Ghana Card.
4. Submit a loan application.
5. Review and accept the loan offer if approved.
Approved loan disbursement and repayment conditions are subject to the applicable loan agreement.

Contact Us:
For customer support or inquiries:
Email: service@smart-cedi.com