SM Pay
LLC Standart Finance
SM Pay is the mobile banking service of Standard Moliya LLC. Payments, transfers, and invoices are handled in a single app: no lines, no tickets, and no branch visits.
PAYMENTS
• Mobile communications, internet, television, landline communications
• Utilities and services from the supplier catalog
• Payment by QR code, including the national "Ramzi Yagona"
• Autopayments - the app will pay on time automatically
TRANSFERS
• By phone number: within SM Pay and to other wallets in Tajikistan
• Payment orders to other banks in the country - with details and execution status
• Electronic receipt for each transaction, authenticity verified by QR code
CLIENT INVOICES
• Issue an invoice by TIN or phone number - the payer's name will be filled in automatically
• Send a link or QR code: the client will open the app and pay in a couple of taps
• Status is immediately visible - awaiting payment, paid, canceled
• Invoice can be downloaded as PDF
DEPOSITS AND LOANS
• Deposits: rates and terms in the app, opening and replenishing online
• Loans: Application and repayment without waiting in line, payment schedule at your fingertips
• Credit line: limit, outstanding balance, and transaction history in one section
CURRENCY
• Exchange at the bank's exchange rate: somoni, dollar, euro, ruble
• The exchange rate and final amount are visible before the transaction is confirmed
EXPENSE CONTROL
• Each payment has its own expense category, from "Family Expenses" to "Education"
• "Finances" section: monthly expenses and income, broken down by category
• Account statement - download as a file or send by email
SECURITY
• Login with fingerprint or access code
• Each transaction is signed with a key on your device, large transactions are additionally confirmed with a code sent via SMS
• Protection against phone fraud: the app is blocked during a call to prevent you from being forced to transfer money "under dictation"
• "Assistant" will guide you through transactions and help you complete the payment
OOO MDO "Standard Moliya" License No. 0000331 of the National Bank of Tajikistan.
Dushanbe, Shevchenko Street, 113.
PAYMENTS
• Mobile communications, internet, television, landline communications
• Utilities and services from the supplier catalog
• Payment by QR code, including the national "Ramzi Yagona"
• Autopayments - the app will pay on time automatically
TRANSFERS
• By phone number: within SM Pay and to other wallets in Tajikistan
• Payment orders to other banks in the country - with details and execution status
• Electronic receipt for each transaction, authenticity verified by QR code
CLIENT INVOICES
• Issue an invoice by TIN or phone number - the payer's name will be filled in automatically
• Send a link or QR code: the client will open the app and pay in a couple of taps
• Status is immediately visible - awaiting payment, paid, canceled
• Invoice can be downloaded as PDF
DEPOSITS AND LOANS
• Deposits: rates and terms in the app, opening and replenishing online
• Loans: Application and repayment without waiting in line, payment schedule at your fingertips
• Credit line: limit, outstanding balance, and transaction history in one section
CURRENCY
• Exchange at the bank's exchange rate: somoni, dollar, euro, ruble
• The exchange rate and final amount are visible before the transaction is confirmed
EXPENSE CONTROL
• Each payment has its own expense category, from "Family Expenses" to "Education"
• "Finances" section: monthly expenses and income, broken down by category
• Account statement - download as a file or send by email
SECURITY
• Login with fingerprint or access code
• Each transaction is signed with a key on your device, large transactions are additionally confirmed with a code sent via SMS
• Protection against phone fraud: the app is blocked during a call to prevent you from being forced to transfer money "under dictation"
• "Assistant" will guide you through transactions and help you complete the payment
OOO MDO "Standard Moliya" License No. 0000331 of the National Bank of Tajikistan.
Dushanbe, Shevchenko Street, 113.
Developer email
info@sm.tj
Developer website
https://sm.tj/Current version
Android-0.02.49
Android version
8.0
Screenshots
