YONO SBI: Banking, UPI & Pay

Experience the next generation of digital banking with YONO SBI. Redesigned with all-new features, YONO offers a faster, more intuitive and highly secure way to manage your finances and lifestyle. YONO SBI brings the power of India’s largest bank directly to your fingertips.

Have a question or need assistance for YONO SBI App? For instant support and quick resolution raise the issue on our dedicated site https://crh.sbi.bank.in or call 1800-1111-01.

Banking Made Simple

Whether you are tech-savvy or beginning your digital journey, YONO SBI makes everyday banking easy:
· Use seamless UPI and Quick-pay options to send money to friends, family, or local shops in seconds.
· Use SBI UPI for payment transfers even without an SBI account.
· Fund your account instantly and start using your money right away.
· 24x7 access to manage funds, monitor spending, and plan your finances.
· Effortless domestic and international transfers with clear tracking and low fees.
· Use lock and unlock controls for your accounts and cards. If you misplace your card, simply lock it in the app.
· Upgraded loyalty rewards and personalised offers from leading brands.
· Monitor your CIBIL score in real-time, simulate financial decisions to see their impact, and get personalised tips to improve your credit health.

Instant Onboarding and Account Management

· Video KYC: Open a digital savings account instantly with zero paperwork.
· Instant Funding: Add money immediately after account activation and start transacting.
· Passbook: View and download statements for up to 150 transactions.

Seamless Payments and Transfers

· BHIM SBI Pay: Make UPI payments, scan-and-pay, and "Pay to Contacts."
· Quick Pay: Transfer up to ₹50,000/- instantly to unregistered beneficiaries.
· YONO Cash: Withdraw cash from SBI ATMs without a physical card using secure QR technology.
· Global remittances: Securely send money across borders at competitive forex rates with real-time tracking.

Investments and Insurance

· Wealth Management: Apply for Mutual Funds (SIP/Lumpsum), Securities, and NPS directly.
· Instant Insurance: Get quotes and buy Life, Health, and General Insurance within minutes.
· Fixed & Recurring Deposits: Open e-Deposits (FD starting at ₹1,000 and RD starting at ₹100)

Instant Loans and Credit Cards

· Pre-Approved Personal Loans (PAPL): Check eligibility and get funds in your account instantly without branch visits.
· Loan Tracking: Monitor your Home, Car, and Education loans 24/7.
· SBI Credit Cards: Apply for new cards, pay bills, and manage limits or hot listing instantly.

Lifestyle and Rewards

· YONO Marketplace: Exclusive deals on travel (Flight, Bus), electronics and fashion from top brands.
· Revamped Loyalty Program: Earn and redeem SBI Rewardz points across a multi-tier benefit system tailored to your usage.

Additional Banking Services

· Card Controls: Set spending limits, manage domestic/international usage, and instantly block or unblock your debit card.
· Service Requests: Raise requests for cheque books, account statements, and profile updates, right from the app.
· One App, Many Services: Access products such as savings accounts, deposits, loans, cards, investments, and more in one place.
· Instant Alerts: Stay updated with real-time notifications for transactions and important account activity.

Why choose YONO SBI?

Whether you are a retail customer, a student, or a farmer, YONO provides a 360-degree ecosystem. It’s not just a banking app, it’s a lifestyle partner that helps you save, spend, and grow your wealth securely.

To ensure high security and digital convenience, we require the following:

· SMS: For secure SIM binding and device verification.
· Camera: For the Video KYC process and scanning QR codes.
· Storage: To safely upload/download necessary documents during account opening or statement retrieval.
· Location: To help you find the nearest SBI Branch, ATM, or YONO Cash point.

Download YONO SBI App today.