พร้อมยืม

Ready to Borrow - Your Honest and Supportive Loan
We understand that sometimes you need a reliable friend. "Ready to Borrow" is a legally registered provincial-level microfinance application regulated by the Ministry of Finance. We are committed to providing sincere, transparent, and fair service to give you access to safe funding without worrying about exploitative interest rates or hidden fees.

Why choose "Ready to Borrow"?
Fair and Transparent: Interest is calculated on a reducing balance basis, with clear steps at every stage.
100% Reliable: Operates under the supervision of the Ministry of Finance.
Kind and Flexible: Loan terms and repayments are designed to suit your capabilities.
Easy Application, Fast Disbursement: All steps can be done through the application; no travel required.

Product Details:
- Loan Amount: Up to 50,000 Baht
- Interest Rate (APR): 18% - 36%
- Repayment Period: 91 - 180 days

Loan Calculation Example:
(Loan amount 20,000 Baht | Interest rate 20% per year | Repayment period 120 days | 4 installments)
Installment 1:
Amount: 5,207.18 Baht
(Broken into: Principal 4,878.38 Baht | Interest 328.8 Baht)
Installment 2:
Amount: 5,207.18 Baht
(Broken into: Principal 4,958.58 Baht | Interest 248.6 Baht)
Installment 3:
Amount: 5,207.18 Baht
(Broken into: Principal 5,040.10 Baht | Interest 167.08 Baht)
Installment 4:
Amount: 5,207.18 THB
(Broken down to: Principal 5,122.94 THB | Interest 84.24 THB)
Total repayment amount: 20,828.72 THB (Total interest 828.72 THB)
(Note: This figure is an initial estimate. Actual interest is calculated based on the number of calendar days.)

Important Security Note (for your peace of mind):
- All transactions are processed only through official accounts: Please conduct transactions only through the account displayed in the application. Do not transfer money to any individual's personal account.
- Preventing Fraud: Please carefully observe the "Prom Borrow" logo on the application to prevent fraud or the use of fake applications.
- No Hidden Fees: Prom Borrow does not have a policy of collecting advance transfer fees through personal accounts. All fees and details are transparently and fairly displayed only in the loan agreement.

Service Provider Information:
Contact Channels (We are ready to serve you with sincerity):
- Licensee: QR Technologies Co., Ltd.
- Company Address: 135/37, 12th Floor A, Amornphan 205 Tower 2, Soi Nathong, Ratchadaphisek Road, Din Daeng Subdistrict, Din Daeng District, Bangkok 10400
- Pico Finance License Number: 67/2563
- Application Developer: Microtech
- LINE ID: @promptyuem
- Customer Service Email: cs@microtechth.com
- Online Customer Service: Please contact us via the "Customer Service Center" menu in the application. Our team is always ready to advise and assist you.