Nova Hub - Personal Finance

📊 Complete Personal Finance Management App
Our app was designed to help you organize, track, and better understand your financial life in one place. It does not perform banking transactions or real investments — it is a personal finance control tool created for users who want clarity over expenses, income, cards, and investments in a simple and secure way.

💰 Smart Financial Control
Easily register your financial institutions, set initial balances, and track your money in real time. Record income and expenses, both one-time and recurring, with full date flexibility (past, present, or future).

🏦 Institutions and Transfers
Register banks, brokerages, digital wallets, and more. From there you can:
- Record income and expenses
- Transfer balances between institutions
- View updated balances
- Analyze spending, expense ratings, and card usage

💳 Credit and Debit Cards
- Manage your cards efficiently:
- Credit and debit card registration
- Limits, due dates, and best purchase day
- Current and future statements
- Expense organization by category
- Edit or delete transactions

📈 Investment Management
- Organize investments clearly and efficiently
- Register by type (fixed income, stocks, cryptocurrencies, and others)
- Track contributions, earnings, and withdrawals
- Full investment history
- Control quantity, unit value, and total value
- Automatic separation of active and closed investments

⚠️ Important: The app does not provide financial advice or perform real operations. All data is manual and informational only.

⭐ Expense Rating System
A unique feature to support financial education:
- Rate expenses from 1 to 5 stars
- Evaluate spending usefulness
- Reports that encourage more conscious decisions

📅 Financial Agenda & Notifications
Track upcoming bills and income:
- Daily, monthly, and future views
- Due-date notifications
- Personalized alerts with totals
- Avoid late payments and interest

📊 Detailed Reports
Create powerful and customizable reports:
- Filters by period, institution, and type
- Category grouping
- Reports for expenses, income, cards, investments, or all
- HTML export and PDF generation

⚙️ Full Customization
Visual themes inspired by landscapes and cities
- Language, currency, and date format selection
- Category management
- Option to hide details for cleaner views

🤖 Integrated Smart Assistant
The app includes a virtual assistant that:
- Explains features
- Guides app usage step by step
- Answers questions strictly about the app
- Always respects the user’s language and gives no financial advice

🎫 Human Support via Ticket System
If you need help:
- Open tickets directly in the app
- Select issue type
- Describe the problem and attach screenshots
- Human support team
- Track status until resolution

👤 Account Types
- Free: basic features with limits
- Premium: full access to all features
- VIP: temporary or promotional full access

Built for users who value organization, clarity, and financial control, with a modern interface and full respect for privacy.