Pata money - Crédito en línea

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Pata money - Crédito en línea app icon
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FinanceEveryoneVersion 1.0.1Updated 4/10/2026, 5:14:04 AM
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Pata Money is the solution for your urgent financial needs. With a fast and hassle-free loan process, you can receive the funds you need in just a few steps. Whether it's an unexpected bill or an unforeseen expense, Pata Money is here to support you.

Credit Limit: The loan amount you can request will depend on your credit history and other evaluated factors. You may qualify for a loan from Q150 to Q500, tailored to your needs and repayment capacity, with clear and straightforward terms.

-Duration: 90 to 120 days

-Interest: 0.01%-0.1% per day

-APR (Annual Percentage Rate): 3.65% - 36.5%

-Service Fee: 5% - 10%

-12% VAT (Value Added Tax) applicable to service fees and interest.

(Official government source: https://portal.sat.gob.gt/portal/preguntas-frecuentes/principales-impuestos-guatemala/)

Example:

For example, if a user requests a personal loan for Q500, the loan details will be as follows:
Amount: Q500

Duration: 120 days

Interest: Q500 * 0.04% * 120 ≈ Q21.43

Interest including VAT: Q21.43 + Q21.43 * 12% ≈ Q24

Service charge: Q500 * 6.43% ≈ Q32.14

Service charge including VAT: Q32.14 + Q32.14 * 12% ≈ Q36

The total amount to be repaid will be:

Amount + Interest including VAT + Service charge including VAT =

Q500 + Q24 + Q36 ≈ Q560
Lump-sum repayment: Q560 is paid after 120 days.
Monthly repayment: Your monthly repayment is Q560 / 4 ≈ Q140.

Why choose Pata Money?
Fast approval: Get instant decisions in minutes.
Simple app: Easy-to-use interface, perfect for everyone.
Secure process: Your data is protected.
Flexible payments: Choose a payment plan that fits your needs.
Transparent terms: No hidden fees or surprises.

How does it work?
Download the Pata Money app.
Complete the quick and easy application process.
Get instant approval and receive the funds directly into your account.
Make your payments on time with flexible options.

Who can use Pata Money?
Be a resident of Guatemala.
Be over 18 years old.

Have a valid DPI (Guatemalan national identification card).
Have an active bank account.
Need fast and reliable financial assistance.

At Pata Money, we value your privacy and are committed to protecting your personal information. Our goal is to ensure that all the data you share with us is handled securely and transparently.
Privacy Policy: https://patamoney.com/gt/politica-de-privacidad

Contact
If you have any questions, concerns, or requests related to our privacy and security policy, you can contact us through the following means:
Email: hola-gt@patamoney.com

Don't let financial emergencies disrupt your life. Download Pata Money now for a fast and reliable solution to your financial needs.
Developer email
hola-gt@patamoney.com
Current version
1.0.1
Android version
5.0

Screenshots

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