PalkkaOnline

Invoice clients without a business ID. We handle taxes, insurance and payouts — you get paid.

Over 12,000 Finnish light entrepreneurs trust PalkkaOnline — from Helsinki to Rovaniemi, across every line of work.

Everything in one place.
• Invoices in minutes — drafts, customers and VAT auto-filled
• Expenses together — snap a receipt, amount and date detected
• Travel expenses instantly — route, mileage and reimbursement filled automatically
• Salary in your account — even the same day

LähiTapiola insurance as part of PalkkaOnline Turva
• Liability cover €1M
• Accident cover — daily allowance €45–85/day, no cap on treatment costs
• Active immediately on registration

Built for every line of work
• Salespeople, sales reps and telesales
• Drivers and couriers
• Builders, installers and carpenters
• Students earning on the side
• Security guards and stewards
• Cleaners, consultants and freelancers

Help is always close
• PalkkaBot replies instantly — Finnish, Swedish, English, Estonian, Russian, Ukrainian
• Finnish team available weekdays 8–18

Pay only when you actually withdraw
• 1.9% service fee when you withdraw your salary
• PalkkaOnline Turva 1.5% — includes LähiTapiola insurance
• €0 monthly fee

Send your first invoice today.