DuitGini
Tapps.tech
DuitGini – Personal Loans in Malaysia
Life comes with unexpected responsibilities. At times, urgent needs may arise—such as medical care, family obligations, or essential expenses—that require extra financial support.
DuitGini is here to help you manage these needs responsibly, offering a convenient and transparent way to access cash assistance when it is truly needed, with care for your peace of mind.
Basic Requirements:
• Must reside in Malaysia
• Minimum age: 21
• Employed at the time of application
Why choose DuitGini?
✅ KPKT licensed
✅ 100% online process
✅ Fast approval in as little as 5 minutes
How to Apply
Step 1: Log in
• Enter your phone number
• Receive and verify your OTP
Step 2: Apply for a loan
• Complete your personal details
• Upload the required documents
• Enter your bank account information
Step 3: Get your money
• Review and sign the contract
• Wait for approval
• Receive the loan amount directly into your bank account
Loan Calculation Example – DuitGini
Rates & Fees:
• Loan tenure: 91 – 180 days
• Daily interest rate range: 0.03% – 0.05%
• Equivalent Annual Percentage Rate (APR): 10.95% – 18.25%
• No hidden fees. All costs are disclosed before confirmation.
Scenario:
Mr. Ahmad applies for a loan of RM6,000 for a period of 3 months (90 days).
Calculation:
In DuitGini, the additional payment (overpayment) is calculated as:
RM6,000 × 90 × 0.05% = RM270
Total amount to be repaid: RM6,000 + RM270 = RM6,270
Monthly Payment:
The total amount is divided over 3 months:
RM6,270 ÷ 3 = RM2,090 per month
🌐 Learn more: https://www.duitgini.com.my/en
License Information
License No.: WL7272/07/01-4/160927
License Validity: 17/09/2025 – 16/09/2027
Licensed to: E SENANG SDN BHD (formerly MUALAMAT BIZ CAPITAL SDN. BHD.)
Life comes with unexpected responsibilities. At times, urgent needs may arise—such as medical care, family obligations, or essential expenses—that require extra financial support.
DuitGini is here to help you manage these needs responsibly, offering a convenient and transparent way to access cash assistance when it is truly needed, with care for your peace of mind.
Basic Requirements:
• Must reside in Malaysia
• Minimum age: 21
• Employed at the time of application
Why choose DuitGini?
✅ KPKT licensed
✅ 100% online process
✅ Fast approval in as little as 5 minutes
How to Apply
Step 1: Log in
• Enter your phone number
• Receive and verify your OTP
Step 2: Apply for a loan
• Complete your personal details
• Upload the required documents
• Enter your bank account information
Step 3: Get your money
• Review and sign the contract
• Wait for approval
• Receive the loan amount directly into your bank account
Loan Calculation Example – DuitGini
Rates & Fees:
• Loan tenure: 91 – 180 days
• Daily interest rate range: 0.03% – 0.05%
• Equivalent Annual Percentage Rate (APR): 10.95% – 18.25%
• No hidden fees. All costs are disclosed before confirmation.
Scenario:
Mr. Ahmad applies for a loan of RM6,000 for a period of 3 months (90 days).
Calculation:
In DuitGini, the additional payment (overpayment) is calculated as:
RM6,000 × 90 × 0.05% = RM270
Total amount to be repaid: RM6,000 + RM270 = RM6,270
Monthly Payment:
The total amount is divided over 3 months:
RM6,270 ÷ 3 = RM2,090 per month
🌐 Learn more: https://www.duitgini.com.my/en
License Information
License No.: WL7272/07/01-4/160927
License Validity: 17/09/2025 – 16/09/2027
Licensed to: E SENANG SDN BHD (formerly MUALAMAT BIZ CAPITAL SDN. BHD.)
Developer email
support@duitgini.com
Developer website
https://www.duitgini.com.my/Current version
1.0.12
Android version
9