MYkira Calculator

MYkira is the financial calculator built for Malaysians.

Compound interest, KWSP/EPF projections, home loan, car loan, and personal income tax — calculated using actual Malaysian rules, in Bahasa Malaysia, English, or 中文.

FREE FOREVER
• Compound Interest Calculator with regular contributions, multiple frequencies, and visual breakdown

PREMIUM TOOLS
• KWSP/EPF retirement projection with editable contribution and dividend rates
• Home loan calculator with auto-computed loan ratio and amortization schedule
• Car & motorbike hire purchase with the new Hire Purchase Amendment Act 2026 toggle — switch between the legacy flat rate and the new reducing balance (EIR) method to see real savings
• Income tax calculator covering YA 2025 brackets, full relief categories (KWSP, SOCSO, lifestyle, parents, children, OKU, EV charging, home loan interest, zakat rebate, and more)

BUILT FOR MALAYSIA
• Trilingual: Bahasa Malaysia / English / 中文
• YA 2025 tax brackets, salaried and business
• KWSP rates editable
• Reducing balance (EIR) per HPAA 2026 + legacy flat rate fallback for older contracts

PRIVACY-FIRST
• Runs 100% offline
• Zero data collection — your numbers never leave your phone
• No accounts, no tracking, no ads

PREMIUM PRICING
• Monthly: RM 7.90
• Yearly: RM 79.90
• Lifetime: RM 399.90 (one-time)

Premium unlock works across all your devices signed into the same Google Play account.