Moneta — Personal Finance
Osvald Studio
Your money. Your device. No cloud required.
Moneta is a complete offline personal finance manager — no registration, no subscription, no data leaving your phone.
💰 EXPENSES & INCOME
Add transactions in seconds. 18 built-in categories — food, car, health, clothing, entertainment and more. Custom categories supported. Filter by day, week or month.
📊 SMART DASHBOARD
Balance overview with income vs. expenses comparison. Visual spending breakdown by category. Salary calculator: enter gross + tax rate, get net pay and hourly rate.
📱 SUBSCRIPTIONS & CREDITS
Subscriptions auto-create an expense on billing day. Credit tracker shows remaining balance, monthly payment load and repayment progress bar.
🚗 CAR TRACKER
Fuel log with liters, price and odometer. Maintenance history with mileage and cost. Insurance and inspection reminders. All linked to your main expense log.
🏠 APARTMENT & UTILITIES
Log electricity, gas, water, heating and rent. Enter meter readings — amounts calculated automatically from previous readings.
₿ CRYPTO PORTFOLIO
Track holdings manually or sync balances from Binance, Bybit and OKX via read-only API. Live prices from CoinGecko. P&L per asset and overall portfolio.
📈 STOCK MARKET
Add stocks by ticker. Track current price, P&L and dividend yield.
🤖 AI FINANCIAL ASSISTANT
Chat with an AI that knows your actual numbers. Choose OpenAI GPT or NVIDIA — your API key, your choice. Get spending analysis, budget advice and saving tips. Streaming responses, quick prompts included.
📸 RECEIPT SCANNER
Point your camera at any receipt. AI extracts amount and category automatically.
✈️ VACATION PLANNER
Plan trips with destination, dates and budget. Track savings progress toward your next trip.
🔒 PRIVACY BY DESIGN
No account. No cloud. No analytics SDKs. All data lives in your phone's private storage only.
🌍 6 LANGUAGES · 6 CURRENCIES
Ukrainian 🇺🇦 · English 🇬🇧 · Polish 🇵🇱 · German 🇩🇪 · Spanish 🇪🇸 · French 🇫🇷
UAH · USD · EUR · GBP · PLN · CZK · Live NBU rates for Ukrainian users.
Take control of your finances — no sign-up, no subscription, no compromise.
Moneta is a complete offline personal finance manager — no registration, no subscription, no data leaving your phone.
💰 EXPENSES & INCOME
Add transactions in seconds. 18 built-in categories — food, car, health, clothing, entertainment and more. Custom categories supported. Filter by day, week or month.
📊 SMART DASHBOARD
Balance overview with income vs. expenses comparison. Visual spending breakdown by category. Salary calculator: enter gross + tax rate, get net pay and hourly rate.
📱 SUBSCRIPTIONS & CREDITS
Subscriptions auto-create an expense on billing day. Credit tracker shows remaining balance, monthly payment load and repayment progress bar.
🚗 CAR TRACKER
Fuel log with liters, price and odometer. Maintenance history with mileage and cost. Insurance and inspection reminders. All linked to your main expense log.
🏠 APARTMENT & UTILITIES
Log electricity, gas, water, heating and rent. Enter meter readings — amounts calculated automatically from previous readings.
₿ CRYPTO PORTFOLIO
Track holdings manually or sync balances from Binance, Bybit and OKX via read-only API. Live prices from CoinGecko. P&L per asset and overall portfolio.
📈 STOCK MARKET
Add stocks by ticker. Track current price, P&L and dividend yield.
🤖 AI FINANCIAL ASSISTANT
Chat with an AI that knows your actual numbers. Choose OpenAI GPT or NVIDIA — your API key, your choice. Get spending analysis, budget advice and saving tips. Streaming responses, quick prompts included.
📸 RECEIPT SCANNER
Point your camera at any receipt. AI extracts amount and category automatically.
✈️ VACATION PLANNER
Plan trips with destination, dates and budget. Track savings progress toward your next trip.
🔒 PRIVACY BY DESIGN
No account. No cloud. No analytics SDKs. All data lives in your phone's private storage only.
🌍 6 LANGUAGES · 6 CURRENCIES
Ukrainian 🇺🇦 · English 🇬🇧 · Polish 🇵🇱 · German 🇩🇪 · Spanish 🇪🇸 · French 🇫🇷
UAH · USD · EUR · GBP · PLN · CZK · Live NBU rates for Ukrainian users.
Take control of your finances — no sign-up, no subscription, no compromise.
Developer email
osvald.studio26@gmail.com
Released
Jun 28, 2026
Current version
1.3
Android version
8.0
Screenshots
