Say - Hands free budget app

Roberto Joseph

Say - Hands free budget app app icon
4.1 stars864 reviews10,000+Free
FinanceEveryoneVersion 1.0.64Updated 5/9/2026, 12:40:20 AM
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Say – Smart Expense Tracking (Voice + SMS Auto-Detection)

Track your expenses effortlessly with automatic SMS detection and voice commands. Say captures your spending instantly — no typing required.

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📱 SMS AUTO-TRACKING (Android Core Feature)

Say automatically logs expenses from your bank’s transaction SMS — safely and transparently.

When your bank sends a payment or debit SMS, Say detects it and records the expense instantly.

How it works:

Enable SMS Auto-Tracking in Settings

Grant SMS read permission

Say monitors incoming messages for transaction keywords

AI extracts amount, merchant, and transaction type

The expense appears in your list automatically

Key Points:
• Reads only transaction-related SMS from banks
• AI extracts amount, merchant, category
• SMS text is NEVER stored or shared
• Only extracted expense data is saved
• Processing happens securely on your device
• You control which messages are monitored
• Disable SMS tracking anytime in Settings
• Supports English and Arabic bank messages

Privacy Guarantee:
SMS content is processed momentarily for expense detection and never stored. Only the extracted expense details are saved.

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🎤 VOICE EXPENSE TRACKING

Prefer speaking? Just say:
“Track my 15 dollar lunch” — done instantly.

• Natural speech recognition
• English, Arabic, and mixed dialect support
• Automatic categorization
• No typing needed

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🤖 SMART INSIGHTS

Say analyzes your spending and gives helpful tips like:
“You’re spending more on dining out — cooking at home could save 15%.”

View:
• Monthly spending by category
• Weekly trends
• Top merchants

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🌍 MADE FOR MULTI-LANGUAGE USERS

Full Arabic support plus mixed English-Arabic speech.
Perfect for MENA region users.

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🔒 PRIVACY & SECURITY

• SMS content never stored or shared
• Bank-level encryption
• No third-party data selling
• Full permission control
• GDPR compliant

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✨ MORE FEATURES

• Real-time expense tracking
• Monthly summaries
• Custom categories
• Budget monitoring
• Export reports

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💎 SAY PRO

$4.99 / month
• Up to 150 voice recordings
• 30-second limit per recording
• SMS Auto-Tracking included (Android)
• Cancel anytime

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Say makes expense tracking automatic.
Let AI handle your spending — effortlessly.

Privacy Policy: https://www.sayapp.net/privacy

Terms of Use: https://www.sayapp.net/terms
Developer email
roberto.josephselim@gmail.com
Developer website
https://www.sayapp.net/
Released
Jul 26, 2025
Current version
1.0.64
Android version
7.0
Reviews & Ratings
4.1
out of 5
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⚠️ Users report mixed experiences
864 reviews

Screenshots

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