LoanCepat – Kredit Online

⚠️ Important Disclaimer
LoanCepat is NOT a lender. We do NOT provide loans.
We are a loan referral platform (loan intermediary) that connects users with third-party financial service providers.

About This App
LoanCepat – Kredit Online is designed to help users in Malaysia easily find loan options from multiple financial providers.
With a simple and user-friendly process, users can:
• Browse loan offers from third-party providers
• Access information about available loan options
• Simple and user-friendly interface
• Quick redirection to partner platforms

Partner Lenders (Examples)
We collaborate with various third-party financial service providers, including but not limited to:
Evolving Loan Pro
Klarna: Smarter everyday money
Emicro Loan
Pop Loan
All loan approvals, terms, and disbursements are handled directly by these third-party providers.

Loan Information Example (Important)
The following is a representative example of loan products displayed on our platform:
Loan Amount: RM 500 – RM 50,000
Loan Term: Minimum 61 days – Maximum 365 days
Annual Percentage Rate (APR): 5% – 36%
📊 Example Calculation:
Assumptions:
Loan Amount: RM 1,000
Loan Term: 120 days
APR: 18%
Calculation:
Interest = RM 1,000 × 18% × (120 / 365) = RM 59.18
Total Repayment = RM 1,059.18
⚠️ Actual rates, fees, and repayment amounts vary depending on the lender and user profile.

Why Choose LoanCepat
Multiple trusted providers
Transparent loan information
No hidden charges from our platform

Data Usage Notice
To provide better matching services, we may collect the following information:
Mobile phone number
Full name
Gender
Address
Age
Financial-related information
This data is used strictly to improve service experience and recommendation accuracy.

Disclaimer:
• Loan Cepat is an information and referral platform only
• We do not guarantee loan approval or specific loan terms
• Loan availability, amounts, and interest rates are determined by third-party providers
• Users are responsible for reviewing and agreeing to third-party terms

Contact Us
Email: inmuif7@hotmail.com
Address: Kampung Makam, 6500, Langgar, Kedah, Malaysia