InsCash

InsCash is your trusted companion for instant loans in Ghana. With our easy-to-use app, you can apply for loans swiftly and securely. Whether you need funds for emergencies or aspirations, InsCash has got you covered. Our streamlined process ensures quick approvals, allowing you to access cash when you need it most. Experience hassle-free borrowing with InsCash – your reliable financial partner in Ghana. Apply now and unlock the possibilities!


Who can apply
1. Age above 18 years
2. Citizens of Ghana
3. With a regular source of income

Product features
Loan Amount: up to GHS 8,000
Loan Term: 91 days to 180 days
Maximum Annual interest Rate（APR）: 26%
Origination Fee: 5%
Technology Provider Charge: 1%

For example:
If you apply for a loan of GHS 5,000, the term is 180 days and the annual interest rate is 12%.

Daily interest rate = 12% / 365 = 0.033%,
Interest for 180 days = GHS 5,000 * 0.033% * 180 = GHS 297,
Origination fee = GHS 5,000 * 0.05 = GHS 250
Technology provider charge = GHS 5,000 * 0.01 = GHS 50
Total repayment = GHS 5,000 + GHS 297 + GHS 250 + GHS 50 = GHS 5,597


Customer Service Email: help@inscash.cc
Address: 24 Kaneshie Market, Accra, Greater Accra, Ghana