NaijaLend - Quick Online Loans
NaijaLend
NaijaLend provides personal loans through a seamless process, right at your fingertips.
Loan Products
- Loan Tenure: * Minimum: 91 days , Maximum: 365 days
- Loan Amount: * Minimum: ₦3,000 , Maximum: ₦2,000,000
- Interest Rate & APR: * Minimum Annual Percentage Rate (APR): 24%
- Maximum Annual Percentage Rate (APR): 36%
- (Monthly interest equivalent: 2% - 3%)
- Calculation: Interest is calculated on a daily basis. No hidden fees, no origination charges, and no processing fees.
A Clear Loan Example
- Loan Amount: ₦100,000
- Tenure: 120 days (4 months)
- Annual Percentage Rate (APR): 24%
- Total Interest Calculation: ₦100,000 × (24% / 365) × 120 = ₦7,890.41
- Total Repayment Amount: ₦100,000 + ₦7,890.41 = ₦107,890.41
- Repayment Method: 4 equal monthly installments of ₦26,972.60 (approx.)
Note: This is a representative example for informational purposes only. The final interest rate and amount offered will depend on the user's credit evaluation.
About Us
NaijaLend is powered by Greatcosmos Ng Ltd, a digital lending service provider duly licensed by the Federal Competition and Consumer Protection Commission (FCCPC) and the Central Bank of Nigeria (CBN).
Eligibility Criteria
1. Nigeria resident.
2. 20-55 years old.
3. Valid document and proofs.
Application Process
1. Download: Install the NaijaLend app from Google Play Store.
2. Register: Verify your account using your mobile number.
3. Apply: Fill out a simple online form — no physical documents needed.
4. Approve: Get automated approval within 5 minutes.
5. Receive: Funds are transferred instantly to your bank account upon approval.
Key Advantages
1. Credit-Based Loans: Apply based on your credit profile. No collateral or deposits required.
2. High Loan Limits: Get up to ₦2,000,000 disbursed to your bank account.
3. 100% Digital Process: Complete all steps paperlessly on your mobile device.
4. Data Security: We do not share your personal data with third parties without your consent. Your information is safe with us.
5. Payment Reminders: Avoid late fees with our convenient SMS repayment reminders.
Contact Channels
- Customer Support Email: atc@naijalend.tech
- Office Address: NO. 22, OYEMEKUN ROAD, IKEJA, LAGOS STATE, NIGERIA
- Privacy Policy: https://www.naijalend.tech/contract/PRIVACY
- Data Deletion Request: https://www.naijalend.tech/delete-account
Loan Products
- Loan Tenure: * Minimum: 91 days , Maximum: 365 days
- Loan Amount: * Minimum: ₦3,000 , Maximum: ₦2,000,000
- Interest Rate & APR: * Minimum Annual Percentage Rate (APR): 24%
- Maximum Annual Percentage Rate (APR): 36%
- (Monthly interest equivalent: 2% - 3%)
- Calculation: Interest is calculated on a daily basis. No hidden fees, no origination charges, and no processing fees.
A Clear Loan Example
- Loan Amount: ₦100,000
- Tenure: 120 days (4 months)
- Annual Percentage Rate (APR): 24%
- Total Interest Calculation: ₦100,000 × (24% / 365) × 120 = ₦7,890.41
- Total Repayment Amount: ₦100,000 + ₦7,890.41 = ₦107,890.41
- Repayment Method: 4 equal monthly installments of ₦26,972.60 (approx.)
Note: This is a representative example for informational purposes only. The final interest rate and amount offered will depend on the user's credit evaluation.
About Us
NaijaLend is powered by Greatcosmos Ng Ltd, a digital lending service provider duly licensed by the Federal Competition and Consumer Protection Commission (FCCPC) and the Central Bank of Nigeria (CBN).
Eligibility Criteria
1. Nigeria resident.
2. 20-55 years old.
3. Valid document and proofs.
Application Process
1. Download: Install the NaijaLend app from Google Play Store.
2. Register: Verify your account using your mobile number.
3. Apply: Fill out a simple online form — no physical documents needed.
4. Approve: Get automated approval within 5 minutes.
5. Receive: Funds are transferred instantly to your bank account upon approval.
Key Advantages
1. Credit-Based Loans: Apply based on your credit profile. No collateral or deposits required.
2. High Loan Limits: Get up to ₦2,000,000 disbursed to your bank account.
3. 100% Digital Process: Complete all steps paperlessly on your mobile device.
4. Data Security: We do not share your personal data with third parties without your consent. Your information is safe with us.
5. Payment Reminders: Avoid late fees with our convenient SMS repayment reminders.
Contact Channels
- Customer Support Email: atc@naijalend.tech
- Office Address: NO. 22, OYEMEKUN ROAD, IKEJA, LAGOS STATE, NIGERIA
- Privacy Policy: https://www.naijalend.tech/contract/PRIVACY
- Data Deletion Request: https://www.naijalend.tech/delete-account
Developer email
atc@naijalend.tech
Developer website
https://www.naijalend.tech/Current version
1.1.6
Android version
7.0
Screenshots
