Kredi – Loan, Savings & Bills

Take full control of your money with Kredi, Nigeria’s all-in-one finance app. From instant loans to automated savings and bill payments, Kredi makes managing your finances simple and secure.

Key Features:
1. Transfers: Fast intrabank & interbank transfers.

2. Receive Payments: Accept funds from all Nigerian banks, MFBs, and PTSP banks.

3. Bill Payments & Airtime: Pay cable TV, utilities, betting services, and recharge airtime/data seamlessly.

4. Insurance: Protect your phone, POS device, and health with simple insurance options.

5. Kredi Mastercard: Request, activate, block, or unblock cards directly in the app.

6. Savings Products:
a. Kredi Vault: Earn up to 23% interest, ₦5,000 minimum, 3-month duration.
b. Kredi Safelock: 18% interest, ₦1,000 minimum, 30+ day duration, auto recurring deposits.
c. Target Savings: 18% interest, flexible savings, ₦1,000 minimum.
d. Kiddyvest: 15% interest, designed for kids, ₦100 minimum.

7. Loans: Nano Loans up to ₦50,000 for office workers. Repayment via linked card or Kredi account.