Joya Credito - Préstamo Rápido

Joya Crédito is the app that lends you money easily and quickly, all from your phone! If you need a little help with anything, this is the solution. It works 24/7, so you can request your loan anytime and you'll know if it's been approved in less than 24 hours.

With Joya Crédito, everything is super simple, without any hassle or complications:
- Request your loan without leaving home.

- No credit check, so you can relax!

- No guarantors or collateral required.

- Zero paperwork, everything is digital and fast.

✅ Joya Credito Loan Terms and Conditions - Quick Loans
- Loan Amount: From COP 100,000 to COP 3,000,000
- Term: 90 days to 12 months
- Interest: Maximum 0.0833% per day, Maximum Annual Interest Rate of 30%
(The final loan interest rate depends on your profile and credit analysis)

✅ For example, for a quick loan of COP 1,000,000 to be repaid in 120 days:
- Amount: COP 1,000,000
- Term: 120 days
- Interest: COP 80,000
- Annual Interest Rate: 24%
- Ordering Service Fee: COP 10,000
- The total repayment amount is: COP 1,000,000 + 80,000 COP = 1,080,000 COP
(Loan approval results, approved amounts, and service fees will vary depending on the documentation and qualifications provided by each individual.)

✅ Requirements for personal loans using the Joya Credito app:
- You are a Colombian citizen and live in Colombia, 18 years of age or older;

- You have a valid Colombian ID card; no guarantor or credit bureau check is required;
- You have a bank account in your name and a mobile phone;
- Download the Joya Credito app from Google Play.

Fast cash loans!

Now it's possible if you download the app and start a simple process to receive your loan. We deposit the cash into your bank account in real time. Secure and easy.

🔒 Privacy Policy
https://wasp.joyacredito.com/#/Pagina/acy

🔒 Joya Credito protects your personal information
- Secure through SSL encryption, we will upload your data to server in a secure network environment, and your data will be protected.

- It will not be disclosed to third parties unless we obtain your consent.

☎ Contact Us
Email: contacto@joyacredito.com
Business Hours: 9:00 AM to 5:00 PM, Monday to Friday
Address: Cl. 94 #11 - 30, 5th Floor, Chapinero, Bogotá, Cundinamarca, Colombia

With Joya Credito, online loans are easy and convenient, fast and simple, at your service 24/7, always ready!