MoneyExpress
VIVID DREAM COMPANY LIMITED
MoneyExpress is a legally operating online lending platform regulated by the Fiscal Policy Office (FPO), Ministry of Finance of Thailand. Good Leasing Co., Ltd., a licensed provincial-level pico-finance company, has authorized Vivid Dream Co., Ltd. to develop and manage this application.
We are committed to providing you with a convenient application process, flexible credit lines, and secure financing. With loan amounts up to 50,000 baht, you can easily apply anytime, anywhere via the application, with fast approval and no collateral required. Furthermore, MoneyExpress pledges to protect the privacy of all users' data to the highest degree.
Why choose “MoneyExpress”?
• Low interest rates, not exceeding 35.8% per annum, in accordance with legal requirements.
• Easy application, fast approval, no collateral required.
• Flexible repayment plans for comfortable installments.
• Data encryption at the same level as banks, ensuring high security and peace of mind.
• We support borrowing only as needed and encourage timely repayment.
Loan Product Details
• Loan Amount: 1,000 – 50,000 THB (Approved amount depends on the borrower's qualifications and credit history)
• Repayment Period: 3 – 12 months (91 – 365 days)
• Annual Interest Rate (APR): 10% – 35.8%
• Maximum Interest Rate (APR): 35.80%
• No transaction fees or service charges
• Applicant Requirements: Thai nationality, 20 years of age or older, stable income, and valid Thai national identification card.
Loan Calculation Example
Principal: 15,000 THB | Number of Installments: 4 | Installment Period: 30 days (Total contract period: 120 days)
Annual Interest Rate: 25% | Daily Interest Rate: 25% ÷ 365 = 0.068493%
Interest Rate per Installment: 0.068493% × 30 = 2.054795%
Monthly Payment (Fixed): 3,944.60 THB
Installment 1
Interest: 15,000.00 × 2.054795% = 308.22 THB
Principal: 3,944.60 − 308.22 = 3,636.38 THB
Remaining Principal Carried Forward: 11,363.62 THB
Installment 2
Interest: 11,363.62 × 2.054795% = 233.50 Baht
Principal: 3,944.60 − 233.50 = 3,711.10 Baht
Remaining principal carried forward: 7,652.52 Baht
Installment 3
Interest: 7,652.52 × 2.054795% = 157.24 Baht
Principal: 3,944.60 − 157.24 = 3,787.36 Baht
Remaining principal carried forward: 3,865.16 Baht
Installment 4
Interest: 3,865.16 × 2.054795% = 79.42 Baht
Principal: 3,865.16 Baht (Principal payoff)
Installment payment per period: 3,865.16 + 79.42 = 3,944.58 Baht (Adjusted final installment amount)
Remaining principal carried forward: 0.00 THB
Summary of total expenses
Total repayment amount: 3,944.60 × 3 + 3,944.58 = 15,778.38 THB
Total interest paid: 15,778.38 − 15,000 = 778.38 THB
Apply for a loan easily in just 4 steps:
1. Download the “MoneyExpress” application from the Google Play Store.
2. Register with your mobile phone number.
3. Fill in all the required information, select the loan amount and repayment period.
4. Submit your loan application and wait for approval.
About Us
Developer: Vivid Dream Co., Ltd.
Company Address: 11/2 P23 Building, Sukhumvit 23 (Prasanmit) Soi, Khlong Toei Nuea, Watthana, Bangkok 10110, Thailand
Company Website: www.vividth.com
Email: CS@vividth.com Customer Service Phone Number: 076639080
Online Customer Service: You can contact our staff anytime through the "Contact Us" menu within the application.
Privacy Policy: https://www.vividth.com/dream/legal/privacy-notice
Strategic Partners
• Good Leasing Co., Ltd.
• Pico Finance Business: 1046/2565
We are committed to providing you with a convenient application process, flexible credit lines, and secure financing. With loan amounts up to 50,000 baht, you can easily apply anytime, anywhere via the application, with fast approval and no collateral required. Furthermore, MoneyExpress pledges to protect the privacy of all users' data to the highest degree.
Why choose “MoneyExpress”?
• Low interest rates, not exceeding 35.8% per annum, in accordance with legal requirements.
• Easy application, fast approval, no collateral required.
• Flexible repayment plans for comfortable installments.
• Data encryption at the same level as banks, ensuring high security and peace of mind.
• We support borrowing only as needed and encourage timely repayment.
Loan Product Details
• Loan Amount: 1,000 – 50,000 THB (Approved amount depends on the borrower's qualifications and credit history)
• Repayment Period: 3 – 12 months (91 – 365 days)
• Annual Interest Rate (APR): 10% – 35.8%
• Maximum Interest Rate (APR): 35.80%
• No transaction fees or service charges
• Applicant Requirements: Thai nationality, 20 years of age or older, stable income, and valid Thai national identification card.
Loan Calculation Example
Principal: 15,000 THB | Number of Installments: 4 | Installment Period: 30 days (Total contract period: 120 days)
Annual Interest Rate: 25% | Daily Interest Rate: 25% ÷ 365 = 0.068493%
Interest Rate per Installment: 0.068493% × 30 = 2.054795%
Monthly Payment (Fixed): 3,944.60 THB
Installment 1
Interest: 15,000.00 × 2.054795% = 308.22 THB
Principal: 3,944.60 − 308.22 = 3,636.38 THB
Remaining Principal Carried Forward: 11,363.62 THB
Installment 2
Interest: 11,363.62 × 2.054795% = 233.50 Baht
Principal: 3,944.60 − 233.50 = 3,711.10 Baht
Remaining principal carried forward: 7,652.52 Baht
Installment 3
Interest: 7,652.52 × 2.054795% = 157.24 Baht
Principal: 3,944.60 − 157.24 = 3,787.36 Baht
Remaining principal carried forward: 3,865.16 Baht
Installment 4
Interest: 3,865.16 × 2.054795% = 79.42 Baht
Principal: 3,865.16 Baht (Principal payoff)
Installment payment per period: 3,865.16 + 79.42 = 3,944.58 Baht (Adjusted final installment amount)
Remaining principal carried forward: 0.00 THB
Summary of total expenses
Total repayment amount: 3,944.60 × 3 + 3,944.58 = 15,778.38 THB
Total interest paid: 15,778.38 − 15,000 = 778.38 THB
Apply for a loan easily in just 4 steps:
1. Download the “MoneyExpress” application from the Google Play Store.
2. Register with your mobile phone number.
3. Fill in all the required information, select the loan amount and repayment period.
4. Submit your loan application and wait for approval.
About Us
Developer: Vivid Dream Co., Ltd.
Company Address: 11/2 P23 Building, Sukhumvit 23 (Prasanmit) Soi, Khlong Toei Nuea, Watthana, Bangkok 10110, Thailand
Company Website: www.vividth.com
Email: CS@vividth.com Customer Service Phone Number: 076639080
Online Customer Service: You can contact our staff anytime through the "Contact Us" menu within the application.
Privacy Policy: https://www.vividth.com/dream/legal/privacy-notice
Strategic Partners
• Good Leasing Co., Ltd.
• Pico Finance Business: 1046/2565
Developer email
CS@vividth.com
Developer website
https://www.vividth.com/Current version
1.0.2
Android version
7.0
Screenshots
