GagaCredit

SMC COMPANY LIMITED

GagaCredit app icon
1,000+Free
FinanceEveryoneVersion 1.0.4Updated 6/10/2026, 10:26:16 AM
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GagaCredit is dedicated to providing tailored financial services for residents of Ghana. Whether you're facing unexpected expenses or seeking to invest in new opportunities, we offer immediate access to funds with repayment plans that adapt to your financial situation. We are committed to supporting your economic growth and helping you achieve both personal aspirations and professional ambitions.

Eligibility Criteria:
1. Minimum age: 18 years
2. Ghanaian citizenship or valid residency status required

Service Features:
1. Credit Limit: Up to GH₵8,000
2. Repayment Period: 3 to 12 months flexibility
3. Service Fee: 3% to 6%, based on credit assessment
4. Maximum Annual Interest Rate: 12%

Illustrative Example:
For a credit amount of GH₵8,000 with 12% APR and 6-month tenure (6% service fee):
- Service Fee: GH₵8,000 × 0.06 = GH₵480
- Amount Received: GH₵7,520
- Monthly Interest Rate: 12% ÷ 12 = 1%
- Total Interest: GH₵8,000 × 1% × 6 = GH₵480
- Monthly Payment: (GH₵8,000 + GH₵480) ÷ 6 = GH₵1,413

Security Assurance:
GagaCredit employs advanced encryption systems to protect your personal information and financial transactions. Your data is used exclusively for verification purposes, ensuring complete confidentiality and security throughout your experience with our services.

Contact Information:

Customer Support: support@gagacredit.cc

Business Address: No. 7 Lagos Avenue, East Legon, Accra, Ghana
Developer email
support@gagacredit.cc
Current version
1.0.4
Android version
5.0

Screenshots

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