FocoJá : Empréstimo Rápido

📱 FocoJá: Fast Loan
FocoJá is a 100% digital personal loan app, developed especially for Angolans seeking fast, secure, and transparent access to microcredit.

With FocoJá, you can apply for a loan directly from your mobile phone, without queues, without paperwork, and with approval in minutes.

✅ Main Features:
Loans from Kz 10,000 to Kz 80,000
Flexible terms from 91 to 240 days
Annual interest rate (APR): up to 24%
Fees and charges (service, transfer, VAT): up to 14%~18%

💼 Illustrative Example:
Amount: Kz 50,000
Term: 150 days
Annual interest rate (APR): 24%
Fees and charges (service, transfer, VAT): 14%
Total cost: Kz 50,000 × 24% ÷ 365 × 150 + Kz 50,000 × 14% = Kz 12,000
Total to pay: Kz 50,000 + Kz 12,000 = Kz 62,000

Why choose the FocoJá app?

- 100% Digital – Request and receive your loan directly on your mobile phone

- Secure and transparent – ​​Encrypted data, in compliance with Angola's LGPD (Brazilian General Data Protection Law)

- Fast approval – Intelligent analysis system, decision in minutes

- Dedicated support – Service via WhatsApp, phone and email

- No paperwork – Simple process, no need for physical documents

🔒 Security and privacy:
All user data is encrypted and protected in accordance with Angola's General Data Protection Law (LGPD).

Check out our privacy policy: https://cliente.focoja.com/coja/privacy-agreement.html

📞 Customer Support:
📧 Email: ajuda@focoja.com
💬 WhatsApp: +244 922413193
📍 Address: Rua Américo Boa, Maianga – Luanda
🌐 Official Website: https://www.focoja.com

📲 Download FocoJá now and have credit at your fingertips – simple, fast and reliable!