CreditSea: Personal Loan App
CreditSea
CreditSea Personal Loan App makes credit fast, easy, and hassle-free! Apply digitally and get instant loan approvals with a 100% online process.
👉 Please note: CreditSea is a digital platform (Lending Service Provider – LSP). All loans are sanctioned and disbursed solely by our RBI-registered NBFC partners,
Our Lending Partners
1. Meghdoot Mercantile Private Limited
Website: https://meghdootmercantile.com/
RBI Registration Number: B-05.03357
2. Chhotaria Securities Private Limited
Website: https://www.chhotariasecurities.com/
RBI Registration Number: B-05.04798
What We Offer
✅ Loan Amount: ₹5,000 – ₹2,00,000 (sanctioned by RBI-registered NBFCs)
✅ Interest Rate: 14% – 36% per annum
✅ Loan Tenure: 3 – 36 months
✅ Processing Fee: Up to 5.1% of the principal amount + applicable GST
✅ Quick & Direct Transfer: Funds are disbursed directly to your bank account by our NBFC partners
✅ No Collateral Required
✅ Foreclosure & Part-Prepayment Available
✅ Maximum APR: 50%
Eligibility Criteria
✔ Indian Citizen
✔ Minimum Age: 22 years
✔ Aadhaar-linked Mobile Number
Representative Loan Example (Illustrative)
Loan Amount: ₹2,00,000
Loan Tenure: 36 Months
Interest Rate: 24% per annum (reducing balance)
Processing Fee: ₹8,260 (including applicable GST and charges)
Estimated EMI: ₹7,850 (approx.)
Total Repayment: ₹2,82,600 (approx.)
Maximum APR: Up to 50% (APR varies based on loan amount, tenure, interest rate, processing fees, and applicable charges.)
Fees & Charges (As Applied by NBFC Partner)
💳 Foreclosure Charges: 4% of Principal Outstanding + applicable GST
💰 Part-Prepayment Charges: 4% of Principal Prepaid + applicable GST
⚠ EMI Bounce Charges: 4% of Principal Overdue or ₹500 (whichever is lower)
📌 Penal Charges: Up to 36% per annum on Principal Overdue (plus applicable GST, wherever applicable)
Our Policies
Privacy Policy: https://creditsea.com/privacy-policy
Terms and Conditions: https://creditsea.com/terms-and-conditions
Privacy Policy of Meghdoot Mercantile Private Limited (NBFC): https://meghdootmercantile.com/privacy-policy
Privacy Policy of Chhotaria Securities Private Limited (NBFC): https://www.chhotariasecurities.com/assets/pdf/privacy-policy.pdf
Account Deletion: https://www.creditsea.com/account-deletion
Application Requirements
📱 Mobile Number
👤 Full Name
📇 PAN Card
🏢 Employment Type & Company Name
💵 Monthly Income
📞 Reference Contact
🏦 Disbursement Bank Account Details
🔄 eNACH / UPI e-Mandate
Why Choose CreditSea?
✔ Fast & Easy Loan Application
✔ Completely Digital Process
✔ Quick Loan Approval
✔ Instant Loan Disbursal by our NBFC partners
✔ No Hidden Charges
✔ Trusted by Lakhs of Users
✔ Partnered with RBI-Registered NBFCs
📲 Download the CreditSea Personal Loan App Now & Apply Instantly! 🚀
👉 Please note: CreditSea is a digital platform (Lending Service Provider – LSP). All loans are sanctioned and disbursed solely by our RBI-registered NBFC partners,
Our Lending Partners
1. Meghdoot Mercantile Private Limited
Website: https://meghdootmercantile.com/
RBI Registration Number: B-05.03357
2. Chhotaria Securities Private Limited
Website: https://www.chhotariasecurities.com/
RBI Registration Number: B-05.04798
What We Offer
✅ Loan Amount: ₹5,000 – ₹2,00,000 (sanctioned by RBI-registered NBFCs)
✅ Interest Rate: 14% – 36% per annum
✅ Loan Tenure: 3 – 36 months
✅ Processing Fee: Up to 5.1% of the principal amount + applicable GST
✅ Quick & Direct Transfer: Funds are disbursed directly to your bank account by our NBFC partners
✅ No Collateral Required
✅ Foreclosure & Part-Prepayment Available
✅ Maximum APR: 50%
Eligibility Criteria
✔ Indian Citizen
✔ Minimum Age: 22 years
✔ Aadhaar-linked Mobile Number
Representative Loan Example (Illustrative)
Loan Amount: ₹2,00,000
Loan Tenure: 36 Months
Interest Rate: 24% per annum (reducing balance)
Processing Fee: ₹8,260 (including applicable GST and charges)
Estimated EMI: ₹7,850 (approx.)
Total Repayment: ₹2,82,600 (approx.)
Maximum APR: Up to 50% (APR varies based on loan amount, tenure, interest rate, processing fees, and applicable charges.)
Fees & Charges (As Applied by NBFC Partner)
💳 Foreclosure Charges: 4% of Principal Outstanding + applicable GST
💰 Part-Prepayment Charges: 4% of Principal Prepaid + applicable GST
⚠ EMI Bounce Charges: 4% of Principal Overdue or ₹500 (whichever is lower)
📌 Penal Charges: Up to 36% per annum on Principal Overdue (plus applicable GST, wherever applicable)
Our Policies
Privacy Policy: https://creditsea.com/privacy-policy
Terms and Conditions: https://creditsea.com/terms-and-conditions
Privacy Policy of Meghdoot Mercantile Private Limited (NBFC): https://meghdootmercantile.com/privacy-policy
Privacy Policy of Chhotaria Securities Private Limited (NBFC): https://www.chhotariasecurities.com/assets/pdf/privacy-policy.pdf
Account Deletion: https://www.creditsea.com/account-deletion
Application Requirements
📱 Mobile Number
👤 Full Name
📇 PAN Card
🏢 Employment Type & Company Name
💵 Monthly Income
📞 Reference Contact
🏦 Disbursement Bank Account Details
🔄 eNACH / UPI e-Mandate
Why Choose CreditSea?
✔ Fast & Easy Loan Application
✔ Completely Digital Process
✔ Quick Loan Approval
✔ Instant Loan Disbursal by our NBFC partners
✔ No Hidden Charges
✔ Trusted by Lakhs of Users
✔ Partnered with RBI-Registered NBFCs
📲 Download the CreditSea Personal Loan App Now & Apply Instantly! 🚀
Developer email
help@creditsea.com
Developer website
https://www.creditsea.comCurrent version
1.0.170
Android version
7.0
Screenshots
