Credit Karma — Credit Score

Check your free credit score and TransUnion credit report with Credit Karma Canada, the app trusted by millions to help monitor, understand, and improve their credit health.

Your credit score affects your ability to get approved for credit cards, loans, and mortgages in Canada, and the interest rate you'll pay. A higher credit score could mean lower rates and thousands saved over time.

With Credit Karma, Canadians get free access to their TransUnion credit report, daily credit monitoring alerts, and personalized insights.

Join over 140 million members worldwide making smarter financial decisions with Credit Karma.

FEATURES
- Free credit score and regularly updated TransUnion credit report in one place
- Daily credit monitoring alerts when important changes are detected, including fraud, new accounts, hard checks, and collections
- Credit card and loan offers matched to your credit profile
- See your approval likelihood before you apply, with no impact to your credit score
- Personalized tips and insights to help improve your credit score
- Track the key factors affecting your credit health
- Credit score graph to easily track your progress over time
- Exclusive deals on credit cards and loans from Canada's top lenders
- Browse all offers with zero impact to your score

Signing up is quick and easy:
1. Tell us about you. We need a few details to get you started – it'll only take a couple of minutes.
2. We'll ask you some security questions that only you would know.
3. Get your credit score and report for free

We treat your data like it's our own. Credit Karma only uses your data with your permission and we don't share your personal information with unaffiliated third parties for their own advertising. Start improving your score today. Sign up in just a few minutes. Credit Karma is a credit broker, not a lender.