Cintepa

Cintepa is the official app where current and prospective members of the cooperative can apply for new loans, view their account statements, and manage their Cinteplus debit card for use throughout Uruguay.

From the app you can:

- Register your user account and become a member.

- Simulate loans and apply directly.

- View the loans you have already applied for.

- Check the details of your loans (payments made, upcoming due dates, remaining balances).

- View your outstanding installments and pay them directly from the app without visiting a branch.

- Top up your CINTEPLUS prepaid card.

- Locate our branches nationwide.

- View exclusive member benefits.

- Receive notifications about your loans and payments.

Loan Information:

This app offers loan simulation and application services for Cintepa members. In compliance with Google Play policies, we detail the terms and conditions of our personal loans:

- Minimum and maximum repayment period: From 61 days to 120 months (10 years), depending on the selected credit line.

- Maximum Annual Percentage Rate (APR): 41.5% (Maximum current rate at Cintepa + applicable taxes).

Representative Example of the Total Loan Cost:

For a loan requested under Line 11 (Amortizable):

- Loan amount requested: $50,000 UYU

- Term: 24 monthly installments

- Applied Rate (APR): 33.96%

- Approximate monthly installment amount: $3,030 UYU

- Total loan cost: $72,720 UYU (Principal $50,000 + Interest plus VAT and associated fees).

The terms, rates and final costs may vary depending on the partner's credit rating, the selected credit line and the rates in effect at the time of the application, always respecting the legal limits of usury defined by the Central Bank of Uruguay.