Chaploan

Chaploan is a digital lending application designed to provide eligible users in Uganda with fast, convenient, and transparent access to personal loans.
With a simple application process and clear repayment terms, Chaploan helps users manage short-term and medium-term financial needs responsibly.

Key Features
Loan Amounts: UGX 30,000-1,000,000
Loan Tenure: 90-365 days
Fast Review: Loan applications reviewed efficiently
Flexible Repayment: Repay via supported mobile money channel
Transparent Pricing: All fees clearly disclosed before confirmation

Eligibility
Ugandan resident aged 18 years or above
Valid national identification
Active mobile phone number and mobile money account

Fees & Charges
The total cost of a loan may include:
Service fees
Interest charges
All applicable fees and repayment details are displayed clearly before you confirm your loan.
The maximum Annual Percentage Rate (APR) does not exceed 33.6%, in accordance with applicable laws and regulations in Uganda.

Example Loan (Calculated at 30% APR)
Loan Amount: UGX 150,000
Loan Tenure: 90 days
Annual Percentage Rate (APR): 30%
Interest Calculation (pro-rated by days):
150,000×30%×90÷365≈UGX 11,096
Total Fees: UGX 11,096
Total Repayment Amount: UGX 161,096
(This example is for illustrative purposes only. Actual loan terms, fees, and repayment amounts are subject to eligibility and in-app disclosure.)

Data Security & Privacy
Chaploan values user privacy and data security. We collect and process user information only as necessary for:
Identity verification
Credit risk assessment
Loan servicing and customer support
All personal data is handled securely and in accordance with applicable data protection requirements.
Please review our Privacy Policy and Terms & Conditions within the app for full details.

Customer Support
If you have any questions or need assistance, please contact us at:
service@chaploan.com