CenuKa

Cenuka is a digital credit application that allows Uganda citizens to apply for loans online in a simple and transparent way.

Loan products:
- Loan amount: UGX20,000 – UGX1,000,000
- Repayment period: 91 to 365 days
- Annual Effective Rate (APR): 12% – 30% per year
- Service fee: 0% – 10%
The final loan conditions depend on the user's risk analysis.

Example of a loan:
For example, if you choose a loan of UGX1,000,000 with a term of 365 days, the following conditions apply:
- Annual Effective Rate (APR): 24%
- Service fee: 8%
- Interest calculation: 1,000,000 × (24% ÷ 365) × 365 = UGX240,000
- Service fee: 1,000,000 × 8% = 80,000 Kz
- Total to pay: 1,000,000 + 240,000 + 80,000 = UGX1,320,000

This example is for illustrative purposes only. Final conditions may vary depending on the client's profile.

Application Requirements
- Must be over 18 years old
- Uganda citizen
- Active mobile phone (for account registration)
- Valid ID card (for identity verification)
- Valid mobile carrier e-wallet (for loan disbursement)

Security and Privacy
We take your privacy seriously. Personal data is handled securely and used exclusively for credit assessment, fraud prevention, and service improvement, in accordance with applicable law.

Privacy Policy: https://www.organtechltd.com/uganda/privacy.html

How to contact us?
📧 Email: support@cenuka.com
📱 Phone / WhatsApp: +256 740964800
📍 Address: Kololo Area, Kampala, Uganda