CediCredit : Online Loan Ghana

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CediCredit : Online Loan Ghana app icon
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FinanceEveryoneVersion 1.0.0Updated 9/30/2026, 8:34:45 AM
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CediCredit is an online loan app for users in Ghana. We provide transparent and accessible personal loans to help cover daily expenses, emergency bills, business top-ups and unexpected financial needs. Our digital loan application runs fully on mobile, with no complicated paperwork. You may submit your application anytime, anywhere using your smartphone. We deliver a simple and user-friendly borrowing experience for users in Ghana.
 
 
Why Choose CediCredit?
· Fund transfer to e-wallet may be available upon successful application review.
· Flexible access: Submit your loan application through the app at your convenience.
· Simplified digital application with Ghana Card only.
· Transparent Fees: No hidden charges. What you see is what you pay.
 
Our Loan Offerings:
· Loan Amount: GHS 120 to GHS 16,000
· Tenure: 91 days to 365 days
· Service Fee: GHS 0 - GHS 500
· Maximum Annual Percentage Rate (APR):25.2% (Daily rate: 0.07%)
 
A Simple Example:
If you borrow GHS 1,000 for 120 days at an annual interest rate of 20%:
· Interest = GHS 1,000 × 20% × (120/365) = GHS 65.75
· Total Amount to Repay = GHS 1,000 (Principal) + GHS 65.75 (Interest) = GHS 1,065.75
· Service fee is GHS 0 (based on credit profile).
 
Who Can Apply?
To get a loan from CediCredit, you must:
1. Be a Ghanaian resident aged 18 to 60 years.
2. Hold a valid Ghana Card.
3. Have an active Mobile Money wallet.
4. Provide accurate information for a quick credit check.
 
How to Get Started:
1. Download the CediCredit app from Google Play.
2. Register with your active mobile number.
3. Complete your profile using your Ghana Card.
4. Apply for the amount you need.
5. Receive funds in your Mobile Money wallet shortly after approval.
 
Borrow Responsibly:
At CediCredit, we care about your financial health. Please borrow only what you can afford to repay. Always repay on time can increase your credit limit and access lower interest rates in the future.
 
Privacy Policy:
We use encryption and appropriate security measures to protect your personal information and we comply with the Ghana Data Protection Act, 2012 (Act 843). We do not share your information without your consent. [https://web.cedi-credit.com/cedicredit_privacy_policy.html]
 
 
Contact Us:
We are here to help! If you have any questions, reach out to our support team:
Email: care@cedi-credit.com
Location: 25 Agostino Neto Road, Airport Residential Area, Accra, Greater Accra, Ghana.
Developer email
care@cedi-credit.com
Current version
1.0.0
Android version
7.0

Screenshots

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