Cash Ease

Cash Ease is a mobile loan app for users in Ghana. It provides clear loan terms so you can understand the cost before applying.

Loan Terms
Loan amount: GHC 500 – GHC 7,000
Loan tenure: 91 – 270 days
Maximum APR: 20% per year
Service fee: 1% of the approved loan amount
Disbursement: Local Ghana electronic wallet
Repayment: Through the same wallet or other channels shown in the app

Loan Example
This is an example based on the above terms:
Loan amount: GHC 1,000
Loan term: 120 days
APR: 20% per year
Service fee (1%): GHC 10
Interest = 1,000 × 20% × (120 ÷ 365) ≈ GHC 65.75
If the service fee is deducted at disbursement:
Amount received: 1,000 – 10 = GHC 990
Total repayment at 120 days:
1,000 (principal) + 65.75 (interest) + 10 (service fee)
= GHC 1,075.75

All actual loans will stay within:
loan amount GHC 500–7,000, tenure 91–270 days, maximum APR 20%, service fee 1%.

Eligibility
To apply, you must:
Be 20–60 years old
Hold a valid Ghanaian ID (as required by local rules)
Have a local electronic wallet registered in Ghana
Provide accurate information and pass credit assessment

Basic Steps
1.Register with your mobile number.
2.Complete your profile and verification.
3.Choose amount (GHC 500–7,000) and term (91–270 days).
4.Submit for review and, if approved, receive funds in your wallet.
5.Repay on time through the methods shown in the app.

Responsible Use
Please borrow only what you can repay, read all terms carefully, and repay on or before the due date. Loans are not provided to users under 20 or over 60.

Contact Us
If you have questions or need help, contact:
Email: support@otaigofinancial.com