Genius Loan：Finance Calculator

Genius Loan: Finance Calculator helps you estimate monthly payments, total interest, and payoff timelines before you borrow or save—clear numbers, no spreadsheets required.

LOAN CALCULATORS
• Personal loans — amount, rate, and term
• Business loans — monthly payment and total cost
• Mortgages — home price, down payment, term; optional property tax, PMI, HOA, and home insurance
• Auto loans — vehicle price, down payment, rate, and more
• Investments — Fixed Deposit (FD) and Recurring Deposit (RD) maturity estimates

REPAYMENT METHODS
Equal monthly payment (amortizing) and equal principal—match common bank conventions.

RESULTS YOU CAN USE
• Principal vs. interest breakdown
• Full amortization schedule (payment, principal, interest, balance)
• Export to PDF or Excel
• Auto-saved history for quick recall

COMPARE PLANS
Save scenarios and compare different amounts, terms, and rates side by side.

TOOLS
Currency converter, temperature / mass / speed / length units, and world clock.

MULTI-LANGUAGE
Localized UI for users worldwide.

FOR
Home buyers, car shoppers, small-business borrowers, and anyone planning FD/RD savings who wants fast what-if calculations.

DISCLAIMER
Estimates only—not financial, lending, or legal advice. Actual rates, fees, and approval depend on your lender. Always verify with your bank before committing.