Байлык 24
Bailyk Finance
The Bailyk 24 mobile app is a convenient application for Bailyk Finance MFI clients that allows them to submit a loan request and view their outstanding balances without any unnecessary steps.
In one click, you can submit a financing request and monitor your information 24/7. The app is designed to make all key operations quick and easy to use—even the first time you use it.
In the app, you can:
• submit a loan request
• log in to the consultation portal (if available)
• view information on active and closed accounts
• check your outstanding balance and payment schedule
• learn about the company's products, including solutions for small businesses
• find the nearest offices and contact specialists
All information about your debt is gathered in one place. This allows you to stay on top of your situation, plan payments, and avoid wasting time traveling to the office.
Lending terms:
• minimum interest rate of 28.8%;
• Maximum rate of 29.99%
• Minimum term – 2 months (60 days).
• Maximum term – 36 months (1,095 days).
• Available loan terms (term, rate, maximum amount) are determined individually for each client in accordance with the Company's rules and may depend on the selected loan product.
Example of calculating the total loan cost:
Loan of 50,000 soms for a term of 12 months (365 days).
Interest rate – 0.08% per day (29.99% per annum)
• Total cost of credit (TCC) – 35.01% per annum.
(The EPS is approximate, calculated for the period from April 6, 2026 to April 6, 2027, and is subject to adjustment depending on settlement dates.)
Sales tax (SAT) is not included in the EPS, as it is a mandatory tax payment to the state and is not considered company income.
The accrued interest amount for 365 days of the loan is 8,715.01 soms.
Amount to be repaid:
50,000 + 8,715.01 + 174.30 = 58,889.31 soms
Amount to be repaid = Principal (Loan Amount) + Accrued Interest + SAT (sales tax), where
Accrued Interest = (Undue Principal Balance * Annual Rate (%) / 360) * Actual Accrual Period (days).
Interest is accrued daily on the principal. There are no penalties.
Additionally, the client can purchase:
• consulting services;
• an insurance policy.
These services are optional. If you have a valid consulting service, you do not need to repurchase it. The cost of the insurance policy depends on the insurance term.
Bailyk Finance MCC operates throughout Kyrgyzstan and supports the development of small businesses and entrepreneurs. The app complements the company's network of offices and makes our services more accessible in everyday life.
Bailyk 24 is your personal assistant for managing your finances and monitoring your transactions online.
Privacy Policy: https://bf.kg/privacy_policy/
In one click, you can submit a financing request and monitor your information 24/7. The app is designed to make all key operations quick and easy to use—even the first time you use it.
In the app, you can:
• submit a loan request
• log in to the consultation portal (if available)
• view information on active and closed accounts
• check your outstanding balance and payment schedule
• learn about the company's products, including solutions for small businesses
• find the nearest offices and contact specialists
All information about your debt is gathered in one place. This allows you to stay on top of your situation, plan payments, and avoid wasting time traveling to the office.
Lending terms:
• minimum interest rate of 28.8%;
• Maximum rate of 29.99%
• Minimum term – 2 months (60 days).
• Maximum term – 36 months (1,095 days).
• Available loan terms (term, rate, maximum amount) are determined individually for each client in accordance with the Company's rules and may depend on the selected loan product.
Example of calculating the total loan cost:
Loan of 50,000 soms for a term of 12 months (365 days).
Interest rate – 0.08% per day (29.99% per annum)
• Total cost of credit (TCC) – 35.01% per annum.
(The EPS is approximate, calculated for the period from April 6, 2026 to April 6, 2027, and is subject to adjustment depending on settlement dates.)
Sales tax (SAT) is not included in the EPS, as it is a mandatory tax payment to the state and is not considered company income.
The accrued interest amount for 365 days of the loan is 8,715.01 soms.
Amount to be repaid:
50,000 + 8,715.01 + 174.30 = 58,889.31 soms
Amount to be repaid = Principal (Loan Amount) + Accrued Interest + SAT (sales tax), where
Accrued Interest = (Undue Principal Balance * Annual Rate (%) / 360) * Actual Accrual Period (days).
Interest is accrued daily on the principal. There are no penalties.
Additionally, the client can purchase:
• consulting services;
• an insurance policy.
These services are optional. If you have a valid consulting service, you do not need to repurchase it. The cost of the insurance policy depends on the insurance term.
Bailyk Finance MCC operates throughout Kyrgyzstan and supports the development of small businesses and entrepreneurs. The app complements the company's network of offices and makes our services more accessible in everyday life.
Bailyk 24 is your personal assistant for managing your finances and monitoring your transactions online.
Privacy Policy: https://bf.kg/privacy_policy/
Developer email
bailyk.finance.kg@gmail.com
Developer website
https://bf.kg/Current version
1.0.19
Android version
7.0
Screenshots
