Krios Finance
CONSTRUCTORA JTBL ASOCIADOS S.A. DE C.V.
Supply chain financing platform connecting wholesalers with flexible financial solutions
Boosts the wholesale supply chain for clothing and baby products + facilitates the circulation of local and cross-border consumption.
Krios Finance is a digital financial services platform for the supply chain, developed by Representaciones Krios, C.A. and geared towards the wholesale sector. We specialize in connecting wholesale clothing companies, baby product suppliers, and international trade businesses, offering flexible financing solutions and digital financial services.
Our goal is to help companies improve cash flow efficiency, optimize inventory structure, and accelerate business growth.
📊 In the traditional wholesale system, companies face the following challenges:
Long purchasing cycles and high tied-up capital
Pressure on inventory turnover and unstable cash flow
Limited financing channels for small and medium-sized wholesalers
Krios Finance combines traditional trade expertise with financial technology to build a financing model based on real-world business scenarios.
In this way, financing no longer depends on complex traditional banking processes, but is allocated quickly according to the business's operational needs.
📦 Main business scenarios:
Financing for inventory management in wholesale clothing
Financial support for the baby product supply chain
Financing for cross-border trade and international logistics
💡 Main value of the platform:
Flexible financing based on business scenarios
Simplified digital application process
Fast evaluation and efficient allocation of funds
Support for wholesale businesses of different sizes
Krios Finance is not a bank or a financial institution, but a technology services platform responsible for connecting users with partner financial institutions, facilitating the digitalization and efficient flow of financing applications.
Our goal is to drive the digital transformation of the wholesale sector, making capital flow more efficient, business operations more flexible, and the supply chain ecosystem evolve sustainably.
Example loan:
Loan amount: VES 412,000.00
Monthly reference rate: 1.24%
Estimated Annual Percentage Rate (APR): 15.96%
The maximum APR does not exceed 36% per year.
Estimated Payment Structures:
3-month term, 30-day cycles:
Estimated installment: VES 142,442.13
Estimated total payment: VES 427,326.40
6-month term, 30-day cycles:
Estimated installment: VES 73,775.47
Estimated total payment: VES 442,652.80
12-month term, 30-day cycles:
Estimated installment: VES 39,442.13
Estimated total payment: VES 473,305.60
Final terms may vary depending on the partner financial institution, the user's profile, the application evaluation, and applicable contractual conditions.
Loan Terms Information:
• Minimum term: 90 days, equivalent to 3 months
• Maximum term: 360 days, equivalent to 12 months
• Payment structures may include periodic installments depending on the partner institution
• There is no obligation to pay the full amount within 60 days or less
Important Notices:
• The maximum APR does not exceed 36% per annum
• Approval is not guaranteed
• All financial decisions are made by partner institutions
• The user must review and accept the final terms before entering into any agreement
• Krios Finance does not act as a lender or direct credit provider
Boosts the wholesale supply chain for clothing and baby products + facilitates the circulation of local and cross-border consumption.
Krios Finance is a digital financial services platform for the supply chain, developed by Representaciones Krios, C.A. and geared towards the wholesale sector. We specialize in connecting wholesale clothing companies, baby product suppliers, and international trade businesses, offering flexible financing solutions and digital financial services.
Our goal is to help companies improve cash flow efficiency, optimize inventory structure, and accelerate business growth.
📊 In the traditional wholesale system, companies face the following challenges:
Long purchasing cycles and high tied-up capital
Pressure on inventory turnover and unstable cash flow
Limited financing channels for small and medium-sized wholesalers
Krios Finance combines traditional trade expertise with financial technology to build a financing model based on real-world business scenarios.
In this way, financing no longer depends on complex traditional banking processes, but is allocated quickly according to the business's operational needs.
📦 Main business scenarios:
Financing for inventory management in wholesale clothing
Financial support for the baby product supply chain
Financing for cross-border trade and international logistics
💡 Main value of the platform:
Flexible financing based on business scenarios
Simplified digital application process
Fast evaluation and efficient allocation of funds
Support for wholesale businesses of different sizes
Krios Finance is not a bank or a financial institution, but a technology services platform responsible for connecting users with partner financial institutions, facilitating the digitalization and efficient flow of financing applications.
Our goal is to drive the digital transformation of the wholesale sector, making capital flow more efficient, business operations more flexible, and the supply chain ecosystem evolve sustainably.
Example loan:
Loan amount: VES 412,000.00
Monthly reference rate: 1.24%
Estimated Annual Percentage Rate (APR): 15.96%
The maximum APR does not exceed 36% per year.
Estimated Payment Structures:
3-month term, 30-day cycles:
Estimated installment: VES 142,442.13
Estimated total payment: VES 427,326.40
6-month term, 30-day cycles:
Estimated installment: VES 73,775.47
Estimated total payment: VES 442,652.80
12-month term, 30-day cycles:
Estimated installment: VES 39,442.13
Estimated total payment: VES 473,305.60
Final terms may vary depending on the partner financial institution, the user's profile, the application evaluation, and applicable contractual conditions.
Loan Terms Information:
• Minimum term: 90 days, equivalent to 3 months
• Maximum term: 360 days, equivalent to 12 months
• Payment structures may include periodic installments depending on the partner institution
• There is no obligation to pay the full amount within 60 days or less
Important Notices:
• The maximum APR does not exceed 36% per annum
• Approval is not guaranteed
• All financial decisions are made by partner institutions
• The user must review and accept the final terms before entering into any agreement
• Krios Finance does not act as a lender or direct credit provider
Developer email
service@representacioneskrios.com
Developer website
https://www.representacioneskrios.comCurrent version
1.0.0
Android version
7.0
Screenshots
