Kili Loan

Kili Loan is an online credit app operating in Uganda, offering flexible and accessible loan products. Through a simple, fast, and secure application process, Kili Loan provides personal loans without requiring collateral. Users can access cash loans at competitive rates with no hidden fees.
Product Features
Loan Amount: UGX 5,000 to UGX 1,000,000
Loan Term: 91 to 180 days
Service Fee: 0%
Total Cost: Up to 40%, depending on the repayment term
Annual Percentage Rate (APR)
Minimum: 36%
Maximum: 72%
Determined based on the customer’s credit assessment
The minimum applicable rate starts from 73%
Loan Example
Loan Amount: UGX 2,500 (term: 180 days)
Loan Cost (Total Cost): UGX 900
(= UGX 2,500 × 72% APR ÷ 2)
Total Repayment Amount: UGX 3,400
(= UGX 2,500 + UGX 900)
APR: 72%
Eligibility Requirements
At least 18 years old
Ugandan citizen or legal resident in Uganda
Must have a mobile money account to receive the loan
Why Choose Kili Loan?
Free to use with no hidden charges
Fast and efficient credit assessment
Receive funds on the same day
24/7 customer support
No paperwork or complicated procedures
How Kili Loan Works
Download the app and complete a simple online application
Once approved, the loan amount is sent directly to your mobile money account
Repay the loan using your mobile money account
Privacy & Security
Your personal information is strictly protected.
Kili Loan will never share your data with third parties without your consent.
Operational Coverage
Kili Loan currently operates in Uganda, providing accessible digital lending services to users in the market.