Банк Онлайн — карты и кредиты

Bank Online - Cards and Loans is a convenient mobile app for searching, comparing, and selecting banking products. This service helps you quickly find great deals on loans, bank cards, and deposits.

💡 This app is not an official Sberbank app and is not affiliated with Sberbank Online.
The app is useful for users who want to compare offers from Russian banks and find the best financial solutions. Here you can explore the terms and conditions of popular banks such as Sberbank, Sberbank Online, T-Bank (Tinkoff Bank), Alfa-Bank, VTB, Gazprombank, Sovcombank, and others.
If you use Sberbank Online, T-Bank, Alfa-Bank, or other banking apps, you can easily compare financial product terms and choose the most suitable option.
The app allows you to compare bank offers, select cards, loans, and deposits, and find the most favorable terms.

💡 Important: The app does not directly issue loans and is not an official representative of any bank, including Sberbank or Sberbank. The app provides information services for comparing and selecting financial products and is an aggregator of publicly available information.

Key Features:
Selection and Comparison of Banking Services
The app's primary function is to select financial services and conveniently compare offers from various banks.

The user can:
• Compare the terms of banking products
• Study interest rates and terms
• Choose the most advantageous offers
• Apply online
The app lets you compare offers from Russian banks, including Sberbank, Sberbank Online, Alfa-Bank, VTB, T-Bank, and others.

Credit and Debit Cards
The app lets you select and apply for a credit or debit card online.

Available offers:
• Credit cards with a grace period
• Mir debit cards with cashback
• Cards for shopping and travel
• Mir cards with free service
You can compare cards from different banks, including Sberbank, Sberbank Online, Alfa-Bank, T-Bank, and other Russian banks.

Advantages:
• Quick card selection
• Online application
• Card delivery
• Bonuses and cashback

Online loans
If you need a cash loan or an online loan to your card, the app will help you find the right offer.

Features:
• Compare bank loan offers
• Complete your application in minutes

Available loan types:
• Cash loan
• Consumer loan
• Car loan
In the app, you can compare loan terms from different banks, including Sberbank, Sberbank, Alfa-Bank, and VTB.

Bank deposits
The app helps you find a profitable deposit and explore bank offers. Users can:
• Compare deposits from Russian banks
• Choose a deposit with a high interest rate
• Select a savings account
The app lets you compare deposit offers from banks, including Sberbank, Sberbank Online, T-Bank, Alfa-Bank, and VTB Online.
Various deposit options are available:
• Deposits with interest capitalization
• Deposits with replenishment

Loan and Mortgage Calculator
The app offers loan and mortgage calculators.
You can use them to:
• Calculate your monthly payment
• View your payment schedule
• Find out your overpayment amount
• Save your calculations as a PDF

Lending Terms
Please read the terms and conditions before applying for a loan. • Minimum loan term: 61 days
• Maximum loan term: 84 months
• Minimum loan amount: 10,000 rubles
• Maximum loan amount: 3,000,000 rubles
• Minimum interest rate: 4.99% per annum
• Maximum interest rate (APR): 27% per annum
• Minimum borrower age: 18 years old
• Maximum borrower age: 85 years old

Loan calculation example
Example for a borrower applying for a 300,000 ruble loan at 10% per annum for 3 years:
• Loan amount: 300,000 rubles
• Overpayment: 48,485 rubles 62 kopecks
• Total payments: 348,485 rubles 62 kopecks
• Monthly payment: 9,680 rubles 16 kopecks